Do you think this is better than the 30,000 point offer with $3,000 spend on the personal SPG card when incognito? (I am able to pull up the 30,000 point offer). Does the fact it is a biz card outweigh the point difference?
The only better thing would be if the 60k on personal came back. 10k more points would be worth about $160. There's no timeframe listed on the 50k referrals soooo hard to say how long they'll be around. If I were going for it now...(unfortunate that I can't yet)...I would probably get the biz first at 60k and see if anything changes with the personal in the next month or so...but of course you're risking it going back down to 40k.
There's nothing preventing you from getting that personal card later. IF the goal is to stay off Chase's radar then the biz card is the way to go. It won't report as a new account (at times AMEX doesn't even do a credit pull although if you don't have a recent relationship with them you probably will at least get the hard pull on this one).
lol!
I say this with much DIS love, ok? ...I'd stay the heck out of it as much as you can at this point. She is not cut out for this. What if the extra eyes on her account evaluating it for the referral results in Chase catching a red flag on their accounts that you know nothing about? They'll blame you. I'd go the "too bad about the referral offer but yay for flight points!" route. It just... It sucks she did that to you referral wise but most people just don't care like we do. As for CP, if you're not willing to put in the effort you don't deserve it. Gosh, I'm harsh today but that's how our game is played. She had an advantage in that you offered her the resources of knowledge and advice and all she had to do was pause but for her own personal reasons she chose not to take you up on that. Her call. Let it go as the song says
(I've had a fam mem do this sort of thing to (not quite as spectacularly as your's did potentially missing out on a CP, just the referral part!) but it hurts.) Hopefully a stranger out there picks up the slack and uses your link someday!)
I honestly didn't consider this angle and agree it has a lot of merit. If they do something to screw this up further with the SMs I wouldn't want to be the one to blame. They'll still get a nice haul of SW points that will provide their family over $2,600 in free flights...hopefully they can keep the 4 cards straight and make sure they hit all the min spends in time...lol.I say this with much DIS love, ok? ...I'd stay the heck out of it as much as you can at this point. She is not cut out for this. What if the extra eyes on her account evaluating it for the referral results in Chase catching a red flag on their accounts that you know nothing about? They'll blame you. I'd go the "too bad about the referral offer but yay for flight points!" route. It just... It sucks she did that to you referral wise but most people just don't care like we do. As for CP, if you're not willing to put in the effort you don't deserve it. Gosh, I'm harsh today but that's how our game is played. She had an advantage in that you offered her the resources of knowledge and advice and all she had to do was pause but for her own personal reasons she chose not to take you up on that. Her call. Let it go as the song says
Yeah 60k+50k gets you there with 4k points on the spend to boot! In my experience with dozens of Southwest flights I find the cpp to be roughly 1.61 so this is going to get you over $1,800 in flights AND with the CP your return is even higher. I know before I said I might wait and see if the 60k comes along on the personal cards again BUT in retrospect...thats only $160 worth of points and why risk it when the return is soooo good already!
I'm sure you're looking at Wanna Get Away fares which are non-refundable. You can cancel, and you will receive a CREDIT for the full amount of the fare. This credit can only be used by the traveler on the original reservation and must be used within one year of the original date of purchase. EXAMPLE: You buy a flight in your name for $100 on 1/2/18 to fly on 4/25/18, if you cancel after 24 hours, you will receive a credit for $100 that only you can use (name must match), and the credit is only good for flights on or before 1/2/19.
You will get a “voucher/credit” for the amount that needs to be used within a year from the date of purchase of the ticket. So if you buy today 1/2/18 for $102 and you cancel on 3/31/18 so we need to spend those funds by 1/1/19. That you means you have to fly by then not just have a ticket purchased. It is also refunded to the specific person. So if you purchase 3 tickets, person 1 would have to use those funds, person 2, etc. It wouldn’t be $306 to use however. Also, if you had booked early bird, those funds are not returned in any manner. I much prefer the points route. If you think you would be getting CP, you could always take your chances that the flight is not full and book the CP at a later time. Since if you buy the future CP a ticket then how would you spend their funds?
Southwest Biz does not have referrals to my knowledge, just the Plus and Premier.
If I were in your shoes I would jump at the chance for a SW CP. I LOOOOVVEEE SW SMF to SNA for my DLR trips. They also fly into LGB which can be helpful when the SNA fares are high. The great thing about booking with SW points is that they are automatically redeposited into your account if you need to cancel a trip (up to 10 min before boarding!) or re-book at a lower fare. If you have to cancel a cash fare you will not get a refund, instead you will get a credit that needs to be used within a year and only for the person who the original fare was booked for.
So I know nothing about this route - but poking around it looks like your risk of waiting is these flights go up to $74 or $99. So you could potentially book now on cash and lock in that $49 each way...OR you could wait, try to earn the signup bonus on one card quickly and book on points but risk paying more (no guaranties but likely $74 or $99 if they go up). You could also book 2 of the tickets each way and wait and try to earn the CP and add that for free later...
