The only way people are getting 100,000 is by going in branch and applying through a "business relationship manager". Not all branches have one, and while people have reported successfully working with BRMs from what I've read those bankers are supposed to focus on businesses who have income of $500K+.
thanks! It's hard to envision values etc sometimes across programs- I had a choice I wanted a night at Dolphin (online rate was about 270) and had a choice- use 10k spg or around 18k UR for the night. (resort fee extra of course) I chose the UR option- I don't know if I'm right or wrong but I tend to hoard my few and valuable-at-Disney SPG points.... anyway it's decided!
Seems like a good deal. For my dates Dolphin is $430 or 29k UR points or 10k Starpoints. I used Starpoints
What dates are you going? I've been looking at random times to get an idea of availability but I'm not finding much?
but if her point difference is almost the same.
UR are easier to earn, but easier to spend since there is such variety of ways to use UR. SPG are also flexible so when it comes to choosing, in this instance, Dolphin is pretty consistently 10k Starpoints and UR vary a lot. So if UR rate is lower (hsmamato2's 18k) I would use UR. If UR is higher (mine at 28k, I've seen up to 35k) then Starpoints seem better. But it is just the way I value those points & that hotel. Everyone has different preferences/values.having both SPG and UR, i find UR easier to earn than SPG. Id also go UR over SPG. 10k SPG to me = 30k UR, so 18k UR to me is the better bet.
others may not see it that way like @CyndiLouWho
Now in that case I'd go with UR assuming you have enough.
I thought it ended 6/29.
agreed.and it's WAY helpful to have a discussion about viewpoints, it helps me to decide how I want to use them too
is the basic one still alive?
Personally,I bought some SPG to hoard in this sale- but to me if you have UR for 14k that's a deal! (taxes may be extra) of course I'm a fan of spend a little sometimes, use points wherever possible at all other times!
Yeah, I think I might do that. I've got two other single hotel rooms to book, Maybe I'll book this and my other room with points, and pay cash for the cheapest. It didn't cross my mind to look at this until yesterday. Probably because I was thinking of it separately, since this room was going towards our wedding budget and the others towards the honeymoon burger, but at the end of the day, it's all coming from the same place
Yeah! It came up 12kish and even after taxes it was 14k. I might have to pay the one night resort fee in person, I can't remember now, but still good.
