I love credit cards so much!

[Judique]

WAit.... I pay $95 now in May, and get free night starting NEXT May? That doesn't seem right

It would be nice if we could get our night right away, but the 'exciting upgrades' email(from April 24th) says 'starting in August'. So I guess that means that someone who has an August or September anniversary for their card this year will get their free night right away, but anyone who pays an annual fee up to August will have to wait a year from the date paid. I paid mine already this year as well and I'm expecting my night in March.

edited to change anniversary month.

 

[DaveL]

I just got mine and felt the same. 4 of the 5 were the ones with Mickey and Minnie and one had Donald duck. Now I have three kids who all want Donald. Ugh! When did they start doing that?

All ours were that gray Mickey and Minnie... Must be recently, Our December trip we got all different ones. Guess they are running low.

 

[SouthFayetteFan]

For anybody who was looking for recent "support" points on Chase...it seems they have posted for this week.

I know we've mentioned this here before but it is typical for these to in the afternoon/evening on Tuesdays.

 

[DaveL]

pay for a server that still goes down randomly? no thanks...

I suppose no one paid the light bill that day?

 

[DisneyMandC]

My wife is 3/24 with 2 cards falling off in June and 1 in July...She got a CIP on 4/11/18 and I'M CONSIDERING her going for a CIC before 5/20...I don't think you're crazy at all

ENABLER!!

The fact of the matter is I actually really WANT this card, not just the increased bonus. If it goes away after 5/20 I'll be really upset!

 

[DisneyMandC]

For anybody who was looking for recent "support" points on Chase...it seems they have posted for this week.

I know we've mentioned this here before but it is typical for these to in the afternoon/evening on Tuesdays.

Darn, mine don't seem to be showing up. Wonder if they'll be there next week.

 

[CyndiLouWho]

haha, yup - and when I say that to the rep they say With X,000 properties in that category I'm sure there's a great one out there for you!

I need a pre/post cruise hotel in Vancouver. There are no hotels I can use the cert on in Vancouver. Closest one is practically back across the border. Pretty frustrated at not being able to find a hotel I can use my points at. (Not just Marriott, Hyatt too.)

 

[DaveL]

My wife is 3/24 with 2 cards falling off in June and 1 in July...She got a CIP on 4/11/18 and I'M CONSIDERING her going for a CIC before 5/20...I don't think you're crazy at all

Now I feel better! My CIP was approved 3/8 and had been considering the CIC but was not sure it was 'too soon.' I am sitting at 3/24 all three being Chase with one falling off in Nov/Dec timeframe.

 

[Lain]

Guys... it's like totally crazy to get the CIC for my DH before 5/20, right? RIGHT? Like, I shouldn't do that...

5/17- Amazon Card
2/18- CIP

Double dip CSR/CSP planned for this year, could be pushed back to September or even October.

Yes, I mean I guess the worst is he gets denied and gets a hard pull for nothing, which won't exactly kill his credit with it currently sitting at 810. I just feel like I'm crazy going for so many credit cards but I guess there are people going much harder than me!

That’s how I look at it.

I’m going to go for the CIC for DW. She’s sitting pretty at 2/24, 1 Chase biz card from 10/17, total credit extended at <30% income. DW should be good to go, but I’m trying to push out her application since I’ve still got 2 Amex MSRs to balance.

But... for another 50k?! I’m going to try put in an app too. I already have 2 Chase biz cards, a CIP from 6/17, a Marriott Biz from 2/18, and will be going for the CIC at a little more than 3 months since my last Chase biz card. (Didn’t @speedyfishy ’s SO get the CIP and CIC in back-to-back months?) I’ve seen DPs of people getting 3 Chase biz cards, so I’ve got a shot. I have real biz income, but I’ve never formalized my businesses. I’ve reduced my personal credit line but I’m waiting for the lowered limit to get updated on my credit reports in the next few days before applying. Meanwhile I’m trying to get the CIC app in before my 2 Amex personal cards report so I look like I’m still just 2/24.

Worst that can happen is I’ll get hit with a hard pull for nothing. If I miss out on the CIC, maybe I’ll try for the CIU (hopefully at 50k) down the line when I close one of my biz cards.

 

[Lain]

@Albort is right and @platamama has the right idea They seem desperate to keep people from cancelling. Call in and try for retention, if no go the first time HUCA. Express your disappointment in them adding a free night but you not getting it this year...hopefully they'll give you an offer worth keeping it open Then next year you can collect your free night. It is a bummer the way you fall on the calendar there though.

@hsmamato2, don’t forget to mention that the changes to the SPG cards means your earning a third less value back for every dollar you spend. You currently earn 1 Starpoint/$1 spent, which is worth 3 Marriott points. Beginning 8/1, you’ll earn only 2 Marriott points/$1.

 

[wendow]

ENABLER!!

The fact of the matter is I actually really WANT this card, not just the increased bonus. If it goes away after 5/20 I'll be really upset!

Agree! My plan all along was to PC to the CIC, and then I shifted to applying for it outright but I thought there was lots of time to do so. Now, increased offer and may be going away is making me nervous!! I’m really scared to apply even though I feel my dh looks good on paper for getting the card.

 

[Lain]

ENABLER!!

No, @SouthFayetteFan is a CHEERLEADER!!

 

[DisneyMandC]

That’s how I look at it.

I’m going to go for the CIC for DW. She’s sitting pretty at 2/24, 1 Chase biz card from 10/17, total credit extended at <30% income. DW should be good to go, but I’m trying to push out her application since I’ve still got 2 Amex MSRs to balance.

But... for another 50k?! I’m going to try put in an app too. I already have 2 Chase biz cards, a CIP from 6/17, a Marriott Biz from 2/18, and will be going for the CIC at a little more than 3 months since my last Chase biz card. (Didn’t @speedyfishy ’s SO get the CIP and CIC in back-to-back months?) I’ve seen DPs of people getting 3 Chase biz cards, so I’ve got a shot. I have real biz income, but I’ve never formalized my businesses. I’ve reduced my personal credit line but I’m waiting for the lowered limit to get updated on my credit reports in the next few days before applying. Meanwhile I’m trying to get the CIC app in before my 2 Amex personal cards report so I look like I’m still just 2/24.

Worst that can happen is I’ll get hit with a hard pull for nothing. If I miss out on the CIC, maybe I’ll try for the CIU (hopefully at 50k) down the line when I close one of my biz cards.

Agree! My plan all along was to PC to the CIC, and then I shifted to applying for it outright but I thought there was lots of time to do so. Now, increased offer and may be going away is making me nervous!! I’m really scared to apply even though I feel my dh looks good on paper for getting the card.

I think we all just pick a "do or die" day of 5/19 and go for it!

 

[kmc8826]

Guys... it's like totally crazy to get the CIC for my DH before 5/20, right? RIGHT? Like, I shouldn't do that...

5/17- Amazon Card
2/18- CIP

Double dip CSR/CSP planned for this year, could be pushed back to September or even October.

I love the CIC. The 5 times points at office supply equals to me 5 times rewards at Amazon. It is also the only card that I have that I can get the 2 times UR's on gas. Especially helpful when meeting spend. I didn't because it is technically his card and he made some straight purchases but honestly with the gift card option (5 times rewards to Petco...yes please) I could have met the $3000 minimum spend in gift cards alone. I did find out that at least at Office Max their system would only let me buy 4 gift cards at a time in a transaction.

Agree! My plan all along was to PC to the CIC, and then I shifted to applying for it outright but I thought there was lots of time to do so. Now, increased offer and may be going away is making me nervous!! I’m really scared to apply even though I feel my dh looks good on paper for getting the card.

Just don't be so nervous that you are like me have a moment in doing the application and put all of his information but then your own social security number.

 

[Lain]

I love the CIC. The 5 times points at office supply equals to me 5 times rewards at Amazon. It is also the only card that I have that I can get the 2 times UR's on gas.

Why not buy gas gift cards for 5x UR?

 

[wendow]

I think we all just pick a "do or die" day of 5/19 and go for it!

Sounds like a CIC party in the works Unfortunately, I will have 100 people in my house on the 19th lol...SO, I will be the guinea pig and go first I'm so nervous though! My dh's CL's were really high so I proactively lowered a couple cards but I'm guessing it's too late to matter much.

 

[pillow]

I need a pre/post cruise hotel in Vancouver. There are no hotels I can use the cert on in Vancouver. Closest one is practically back across the border. Pretty frustrated at not being able to find a hotel I can use my points at. (Not just Marriott, Hyatt too.)

That would be an excuse to stay at the Fairmont airport! You roll out of bed and walk downstairs to the airport. The price is generally insane but we somehow found a cheap (relatively speaking) prepaid rate on the concierge floor for the night before we flew home (back in 2015). We had breakfast and dinner in the lounge. Spoiled us rotten. Wonderful!

 

[DisneyMandC]

I love the CIC. The 5 times points at office supply equals to me 5 times rewards at Amazon. It is also the only card that I have that I can get the 2 times UR's on gas. Especially helpful when meeting spend. I didn't because it is technically his card and he made some straight purchases but honestly with the gift card option (5 times rewards to Petco...yes please) I could have met the $3000 minimum spend in gift cards alone. I did find out that at least at Office Max their system would only let me buy 4 gift cards at a time in a transaction.

The gas is one of the main reasons I want it. We go through A LOT of gas as we travel frequently for horse shows. I've had three ten hour round trips in the last two months, and will do three more between now and July.

 

[wendow]

Just don't be so nervous that you are like me have a moment in doing the application and put all of his information but then your own social security number.

Oh goodness! I remember when you did that!! I seriously am going to have to take some deep breaths. This card is making me as nervous as applying for the CSR did back in Sept 2016!

 

[DisneyMandC]

Sounds like a CIC party in the works Unfortunately, I will have 100 people in my house on the 19th lol...SO, I will be the guinea pig and go first I'm so nervous though! My dh's CL's were really high so I proactively lowered a couple cards but I'm guessing it's too late to matter much.

Oof, good luck with that- on both counts! Fingers crossed for you.