I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[elgerber]

I didn't clarify to my dd very well on cancelling her AMEX gold, and she paid the annual fee last month. If she cancels now, will they refund any of it? Or is she just out?

 

[becauseimnew]

I didn't clarify to my dd very well on cancelling her AMEX gold, and she paid the annual fee last month. If she cancels now, will they refund any of it? Or is she just out?

If the fee posted more than 31 days ago, she won't get a refund. If she paid it, but posted less than 31 days ago she will get a refund (we just got a check for ours).
If it has been more than 31 days, she could downgrade to a green and get a prorated amount back.

 

[elgerber]

If the fee posted more than 31 days ago, she won't get a refund. If she paid it, but posted less than 31 days ago she will get a refund (we just got a check for ours).
If it has been more than 31 days, she could downgrade to a green and get a prorated amount back.

Thank you! It's a Delta gold and she already has a Blue, so nowhere to go.

Fee posted 11/28 so hopefully she can get some refund

 

[shystalips]

Thank you so much for posting about this!! It showed up in my account, disappeared, and then showed up again a couple days later. I was able to buy our Universal tickets and already got the email about our pending points. I never would have looked without this post.

Very welcome, points already posted to my account. Deal for UT seems to come and go like the hotels.com offer i'm waiting to come back.
UT deal was the best deal i've been able to take advantage of for tickets!

 

[ten6mom]

Merry Christmas, everyone!

 

[georgina]

I'm curious what is coming from Chase in the mail today that says Important Information Enclosed: Changes to your account. One coming for each of us.

 

[Crazed4DisneyinSC]

I'm curious what is coming from Chase in the mail today that says Important Information Enclosed: Changes to your account. One coming for each of us.

We got a notice on Tuesday in the mail, for a CIU. It was about changes to the "Pay Over Time Fee", so it made no difference to us.

 

[robinb]

We are using our second half AMEX Platinum THC credit in a week! The Dolphin was $694 including taxes and resort fees for 2 nights. Subtract $300 AMEX credit and the $150 credit and I’m down to $122 per night! Plus, I got 35 DVC points back by canceling my first two nights. The luggage fairies will move our stuff for us.

 

[havaneselover]

I booked Athens Capital Center for two nights pre-cruise for next October. It was $1,100 cash. I was able to pay $250 (will be reimbursed by the Edit credit) and 44k urs because it was a 2x boost. Seemed like an okay redemption. I did look at the intercontinental but didn’t love the location.

Also booked tickets on BA. Premium to Athens, regular home from Rome.

Tomorrow I’m going to call chase travel and pay the balance of my cruise so I can start reserving dining. Then I have two more excursions to book and I should be good to go.

 

[hsmamato2]

So I forgot to post my airline win (at least I think it is) from last week.... I was inquiring here about Atmos/AA points,and deciding which to use... I ended up using Atmos on AA metal- booked one ways only b/c it was cheaper than all in. From my home airport to Mexico (a friends home),from Mexico back to Miami, and a couple of days later Miami back to my airport- cash cost on AA site was $1800+ I used 27k Atmos points total! I feel like that was a great use of these points vs. cash price. ( I may be wrong, I don't travel as much as some of you here)

 

[spacerangerqueen]

I'm wondering about the Barclays AA to Citi AA. I just opened the Barclays card a few months ago so I am guessing I can't really do anything about it being converted? I think my biggest concern in all of this is that I am one of those people that Citi IT hates so I feel like I am not going to have access to my card anymore once it transfers over. I opened a bank account a year or two ago for a bonus and after multiple attempts online and over the phone to access my account I gave up and had them cancel the account.

 

[ten6mom]

Good morning

I forgot that my Citi AA Biz card renews this month (it has a $99 AF). I have no plans to fly American in the foreseeable future so I should have canceled it before the AF hit, but it has already posted to my account.

Does anyone know if Citi will refund the AF if I cancel now? The statement closed 12/26.

 

[reliev]

Good morning

I forgot that my Citi AA Biz card renews this month (it has a $99 AF). I have no plans to fly American in the foreseeable future so I should have canceled it before the AF hit, but it has already posted to my account.

Does anyone know if Citi will refund the AF if I cancel now? The statement closed 12/26.

It's been a while but I think if you call you have 30 days maybe 60.

I'm wondering about the Barclays AA to Citi AA. I just opened the Barclays card a few months ago so I am guessing I can't really do anything about it being converted? I think my biggest concern in all of this is that I am one of those people that Citi IT hates so I feel like I am not going to have access to my card anymore once it transfers over. I opened a bank account a year or two ago for a bonus and after multiple attempts online and over the phone to access my account I gave up and had them cancel the account.

I wouldn't worry about it until it happens but that's just me. I haven't had any problems with Citi besides combining thank you points.

 

[disneybirds]

We are using our second half AMEX Platinum THC credit in a week! The Dolphin was $694 including taxes and resort fees for 2 nights. Subtract $300 AMEX credit and the $150 credit and I’m down to $122 per night! Plus, I got 35 DVC points back by canceling my first two nights. The luggage fairies will move our stuff for us.

That's awesome! You did way better than us. I booked 2 rooms for 1 night for an insane amount of points this week. Wanted to be onsite before moving to Beach Club. Have a great trip!

 

[FreeDiningFanatic]

Got DH's missing support points. Only took 1 SM this time (and 8 days). Oddly, no SM that the points were given, I just happened to see it.

Also received our missing support points from Chase- but I did get an SM. Thanks for this group for the dps, it certainly prompted me to pursue it; I would have probably just let it go since they changed the support rules early.

 

[FreeDiningFanatic]

I have been deep in the weeds using up every last credit I can think of that expires at the end of the year. And boy, am I mentally exhausted.

 

[Judique]

I have been deep in the weeds using up every last credit I can think of that expires at the end of the year. And boy, am I mentally exhausted.

I can relate in a tiny way. I was on the job grabbing Disney gift cards to pay my DVC dues. Last purchase was $1000 at Best Buy.

Still, I had an unused 10% up to $10 at CVS with the offer on my DD's Amex au card. I had a script coming due for pickup so I put it off. Busy busy so not getting over there and they do free delivery for my script.

So I decided to let it go as I now have about $1500 over what I needed for dues. Was wanting to forget the 10 off 100 - just not enough to bother about.

It's still active and can I tell you my mind won't let me give it up? I keep having it pop into my head. It expires Dec 31 so hopefully then I can let it go! Not worth the 5 minute drive right now.

 

[mmmears]

I'm looking at a Princess cruise and I remember someone here has sailed with them but I can't remember who it was. If anyone has advice/recommendations can you please send them my way. Potentially considering Royal Princess in Alaska (was just invited to join extended family on a particular journey).

 

[djmeredith]

Anybody have any spring break suggestions, other than a cruise or theme parks, for two 18 year old boys and their adults? We will be starting from the southeast part of the country and only have 7 days. Proximity to a beach is preferred for at least part of the trip. I've got United and Delta pts I can use if that influences your suggestions.

 

[Twilghtsprkle]

Flying back from 5 nights at Hotel Rumbao in Old San Juan.

Location is all it has going for it. I don’t know if it was off because of the holidays or the fact that they turn over the rooms so much because of people staying there pre or post cruise.

We checked in and got in a couple hours before 4pm check in time.
Our room did not have a hair dryer. Had to call for one. Twice because after waiting an hour nobody brought one. And ask for another towel since we requested extra but got 3 towels in the room (and there were 4 of us).

The next day they didn’t clean our room and it took 2 tries to just get fresh towels. The next day our room was actually cleaned. But again only 3 towels so call to get another. Water & coffee pods were replaced this time (the only time they did that).

After the third night it felt like they started cleaning the room and left and never returned. They made the beds, took the wet towels, but didn’t replace the towels or the water/coffee. Again couple tries to get the towels (we had given up on getting water & coffee).

Next day they made the bed & gave towels. Not 4 mind you. But we had gotten an extra when we requested the day before so we had enough.

We tried both calling & going down to the front desk to get help (with the towels mostly). But every time we went down there the wait was long and so many people would cut the line. The final night my husband called out a man who did that. That guy’s wife got huffy saying they waited before. So have all of us. Ugh. Nothing gets fixed first try here.

So definitely do not recommend. We stayed on points. I think if I stayed on cash I would’ve been extremely pissed. I don’t think towels is a big ask.