I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[Twilghtsprkle]

I'm planning a direct DVC purchase toward the end of September so I can have my choice of the current incentives or the post 9/29 ones. I just got approved for the CSR Biz card (200K UR points for $30K spend), but my credit limit is only ~$25K. I assume it's easy to charge the first $25K, pay it down, then charge the rest, correct? Or does DVC need it done more cleanly than that? Anything else I should know about using credit cards for direct purchases?

I think DVC lets you break it up into 3 payments. I forget how far apart. But you will be fine.

 

[palhockeymomof2]

Starting 10/24/25…SW is offering free WiFi to all RR members

 

[lsutigers03]

Did you use the CIP Chase Travel $50 promo credit already?

Thank you so much for posting this. I had no clue about it. Earlier this week I sent an SM to Chase to close DW's CIP. So far she has received two responses saying the request will be forwarded to the proper department. I was annoyed as normally there is one response saying that the account has been closed. But the delay has worked out as I needed to book us a hotel anyway so you saved me $50.

 

[elgerber]

I literally just got an ink two weeks ago and already need another card. Auto/car insurance will wipe out the rest of the spend here. Property taxes coming up next month.
I know Amex has "lifetime" rules. If I can't find a NLL Delta card, any idea if 7 years is actually considered a lifetime? It's been 7 years since my last Delta Biz card. They would give me the pop up if it won't work right? Of course I have already been in pop up jail on all Amex cards for years.

Holy cow, this is insane!
I just got a NLL email from Delta Amex and was instant approved for Delta Gold biz with 90000 SUB!

 

[afan]

Holy cow, this is insane!
I just got a NLL email from Delta Amex and was instant approved for Delta Gold biz with 90000 SUB!

I got an offer for 80k personal gold, which isn't the card I would want. Plus I have 5 cc so they wouldn't approve me anyway.

Wish I'd known about the plat changes back when my dl biz gold af was due, I would have cancelled it and opened a slot so I could get a dl card with lounge access. Oh well, patience I suppose

 

[DoubleBaconBLT]

I think DVC lets you break it up into 3 payments. I forget how far apart. But you will be fine.

Ah, so ideally I can charge the first ~$25K, then pay it off that statement cycle, then just charge the second chunk the next statement cycle. Hopefully they give me long enough to pull that off without "credit cycling" within a single statement cycle.