I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[Duckbug.Ducktales]

Do you know if the AF is going up? If not, this card would be a keeper; with the $600 FHR credit, the $200 airline credit and the $100 Saks credit it more than pays for itself. Much better than the new coupon book the CSR will become.

As an aside, I put my monthly Peleton charge on dd's new CSR and the credit for last month didn't post. Could it be because the Peleton account is in my name and the CSR is in hers? Easy enough to remedy if that's the case. I'll have to shoot Chase a quick SM (I mean dd lol) and ask why no credit last month.

Thinking of getting her one of the Hilton cards: either Aspire, which she's never had, biz card or basic personal with NLL. With our last property tax payment due in September I should be able to squeak another MSR in.

She's applying to vet med schools in the UK for next year (and 1 in Canada as an international student because that's we roll here), so MSRs will be easy to meet at that time. Currently the property tax payment will be the last big expense for 6 months.

I thought they were both going up to $895

 

[FreeDiningFanatic]

Today i received approval for my vacation time for next year, so I am officially starting to plan my Africa trip for next year's great migration season. I plan on doing a safari and the gorilla trek. This is my #1 bucket list trip! I am considering the JW Marriott but would most likely only have enough pts for 2 nts max. Not sure I can stomach the cash rate for additional nts, but haven't ruled it out yet either. Going to look around for other options in Kenya and Tanzania, including Mapito. My sis and BIL leave in a couple of weeks for the Serengeti, so I also look forward to hearing about their experience.

If anyone has recommendations for gorilla trekking, please share.

Seems JW calendar is open through certain dates in July. I would grab the nights you have enough points for if the cancellation is flexible. I would consider buying the points, rather than paying the cash rate, so that you get the fourth night free, plus buying points will be cheaper than the cash rate by about half (when there's a promo), I think. It seems you just missed a promo, but I'd do the math and see how 5th nt free would factor in. Here's historical info on points buying promos from OMAAT.

Keep us on the loop on what you book!!!

 

[Duckbug.Ducktales]

If you haven't had the Platinum version previously, I would do as @afan suggested and apply for it as new. You can always cancel it after a year if you decide not to keep it, or cancel the Gold when its annual fee hits your account if you do decide to keep the Plat.

While you can upgrade from Gold to Plat, you can't downgrade back (someone can correct me if that's only true for the biz cards). Because of that, I would rather have the option to keep the current Gold so I wouldn't be stuck with only the higher annual fee card. Plus, much higher bonus on a new card anyway, and probably no credit check since you already have a relationship with Amex

@DianaMB333 one further consideration I forgot to mention is that upgrading could block you from getting the bonus on a new Delta Platinum for several years. You could even get the be card and then still take the upgrade offer if you wanted (I actually did that last year and plan to close at least one of them when the annual fees hit)

 

[djmeredith]

Seems JW calendar is open through certain dates in July. I would grab the nights you have enough points for if the cancellation is flexible. I would consider buying the points, rather than paying the cash rate, so that you get the fourth night free, plus buying points will be cheaper than the cash rate by about half (when there's a promo), I think. It seems you just missed a promo, but I'd do the math and see how 5th nt free would factor in. Here's historical info on points buying promos from OMAAT.

Keep us on the loop on what you book!!!

Chase has a 50% transfer bonus that ends tonight. I think I am going to hold off for a couple of reasons. Mainly because I don't think its possible for me to amass the pts for next year even if I buy some. All the info I can find says the free nt offer is book 4 nts on pts and get the 5th free. I wouldn't be able to amass enough pts for 4 nts. You are only allowed to buy a max of 100K pts per year (although they increased it by 50% during one of the bonus purchase periods). So I could only buy max 300K (with bonus). You are also only allowed a max of 100K pts transferred to you per year. Sadly, all of that still doesn't get me to 4 nts worth.

 

[calypso726]

Chase has a 50% transfer bonus that ends tonight. I think I am going to hold off for a couple of reasons. Mainly because I don't think its possible for me to amass the pts for next year even if I buy some. All the info I can find says the free nt offer is book 4 nts on pts and get the 5th free. I wouldn't be able to amass enough pts for 4 nts. You are only allowed to buy a max of 100K pts per year (although they increased it by 50% during one of the bonus purchase periods). So I could only buy max 300K (with bonus). You are also only allowed a max of 100K pts transferred to you per year. Sadly, all of that still doesn't get me to 4 nts worth.

Actually you are only allowed to transfer out 100k per year. You can receive via transfer up to 500k per year.