If I look at this chart it says once I am past 24 months since I got my bonus on my SPG/Marriott Amex biz, I could get a Marriott Chase personal card. And I don't have to close my Amex Biz card. Does this sound right? I have this in long term plans to pick up a Marriott personal card next year, after Hyatt card.You're in luck, FM originally did a chart so you could visualize the restrictions but as far as I can tell they haven't updated to include the new Chase Bold card. TPG did here though - https://thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/
We do have Netflix but we did not use the same password. We use a unique password anywhere financial info is stored. Both Netflix and Disney+ were under my dh's email though.This could be wrong but what I thought I heard was these were on the dark web because of the Netflix hack and people used their same passwords for both services. Or something like that. I was only half listening but it didn't really seem to be a hack of Disney +. I tune out at this point when it comes to this stuff because it seems like it happens constantly. I probably should pay more attention.
Yes, it is more expensive to get there than Europe but for us, it is basically a full day of travel.Fantastic! And thank you for sharing the numbers with me. Looks like it would almost wipe us out, points wise, which is what I expected but then I think about how it's 2 trips to Europe for about the same... I really appreciate this info. And have a great trip! I went there years ago (both A & NZ) and it was awesome!
ETA - the night you wrote about the koala sanctuary it came up on my FB feed. Someone I went to college with knows the person who started the org and she was trying to help fundraise for it. It felt like the universe was telling me to look going back to Australia even though I had never heard about that sanctuary until that day. I also wasn't planning any stops between Cairns and SYD, but now maybe I should.
For those of you using 1 password, does that work on your mobile devices also?
Yes, it works across all our devices and computers. I really love the "shared" vault, where I can have the entire family access the password. I will say there is a learning curve, but google is your friend I couldn't figure out how to use it on my iPhone at first, but then I googled and easy peasy.For those of you using 1 password, does that work on your mobile devices also?
Just curious how others treat this. Do you only redeem your points if it is a best redemption or do you sometimes take a less than the best redemption for something that is more convenient? I am still looking for flights to Glacier for next July. I had to choose my dates and hotels before flights were available. Now the dates I picked, have the highest cost for the flights I want. I am looking at different days and may be able to move things around. But I am finding I am not willing to take a less than optimal flight for less points. Example: the flight I want is from Columbus to Minneapolis to Whitefish. It is a total of 6 hours with 1.5 hour layover in MSP. Also the first flight is at 9:30 AM. I could pick a flight with 2 layovers or something where the first flight is at 6 AM for less points. But don't want to add a lot of travel time (up to 2+ hours) or have to get up well before dawn to get to the airport. It might because I am older, but I do feel like my time and comfort is worth something and I don't want to compromise too much. Anyone feel the same way?
Just an update on my Best Buy Airpod Pro order. I got them last Friday (safely hidden away from DH) and the $30 Amex offer has already credited. I also have $45.75 pending at RMN. This means that I got the full 15% on the Airpods as well as the $55 in gift cards that I added to my order to hit the $300 minimum for the Amex offer. This brought the Airpods down to $189. DH is going to be really surprised when he opens his stocking.
I think you have to be comfortable, and if a few extra points buy you that comfort...I would do it.Just curious how others treat this. Do you only redeem your points if it is a best redemption or do you sometimes take a less than the best redemption for something that is more convenient? I am still looking for flights to Glacier for next July. I had to choose my dates and hotels before flights were available. Now the dates I picked, have the highest cost for the flights I want. I am looking at different days and may be able to move things around. But I am finding I am not willing to take a less than optimal flight for less points. Example: the flight I want is from Columbus to Minneapolis to Whitefish. It is a total of 6 hours with 1.5 hour layover in MSP. Also the first flight is at 9:30 AM. I could pick a flight with 2 layovers or something where the first flight is at 6 AM for less points. But don't want to add a lot of travel time (up to 2+ hours) or have to get up well before dawn to get to the airport. It might because I am older, but I do feel like my time and comfort is worth something and I don't want to compromise too much. Anyone feel the same way?
Maybe it's just me but I couldn't make heads or tails out of this chart. It refers to cards you've had and cards you want, but doesn't mention cards you may want to keep. @Lain you are good at putting a perspective on this.
So, one thing has occurred to me. For someone who is comfortable with ditching all the Amex's, Chase could be the best option going forward as every 2 years you could get a signup bonus and a free night each year. That is if you are willing to forego the free nights each year from multiple cards and are happy with just a 35K certificate. I feel as if I need a 50K or greater certificate along with my 35K's and really want another 50K option. (Still thinking of the Ritz card but the time has not come to get it yet.) This would also assume 5/24 eligibility.
I just looked at the paperwork and it does show a tracking number for the bonus with directions on what to do to receive it. Yeah!
So since my DH has his own business cards he could sign up for his own biz checking account, since it would be only in his name as sole proprietor? I do have a separate code for him to use. He is very hesitant to sit and talk to the banker so I won't push it. DH is great P2 as he just forwards me e-mails saying... "Guess I got a new card. "
Agree with previous comments. As long as it isn't outrageous, if I have the points available I'm going with convenience. I try to analyze the same way as if I was spending actual money. Although I am more likely to spend the points than actual money!Just curious how others treat this. Do you only redeem your points if it is a best redemption or do you sometimes take a less than the best redemption for something that is more convenient? I am still looking for flights to Glacier for next July. I had to choose my dates and hotels before flights were available. Now the dates I picked, have the highest cost for the flights I want. I am looking at different days and may be able to move things around. But I am finding I am not willing to take a less than optimal flight for less points. Example: the flight I want is from Columbus to Minneapolis to Whitefish. It is a total of 6 hours with 1.5 hour layover in MSP. Also the first flight is at 9:30 AM. I could pick a flight with 2 layovers or something where the first flight is at 6 AM for less points. But don't want to add a lot of travel time (up to 2+ hours) or have to get up well before dawn to get to the airport. It might because I am older, but I do feel like my time and comfort is worth something and I don't want to compromise too much. Anyone feel the same way?
And THIS is how I ended up with a Future Rock Star Suite at Hard Rock...I am more likely to spend the points than actual money!
I value my time as much as I value my points, so I will take a more expensive points redemption if it means my trip is easier, more relaxing, more fun, etc. For example, since I have a 2-year-old, I pretty much refuse to make connections when nonstop flights are available. Sometimes I can play around with arrival or departure dates to make things a bit lower pointswise, or take a slightly earlier/later flight if it makes sense. But sometimes that isn't a possibility or I don't want to miss half my day because the noon flight is cheaper than the 8am flight and so I just don't worry about it because my sanity matters too.
If I look at this chart it says once I am past 24 months since I got my bonus on my SPG/Marriott Amex biz, I could get a Marriott Chase personal card. And I don't have to close my Amex Biz card. Does this sound right? I have this in long term plans to pick up a Marriott personal card next year, after Hyatt card.
If I look at this chart it says once I am past 24 months since I got my bonus on my SPG/Marriott Amex biz, I could get a Marriott Chase personal card. And I don't have to close my Amex Biz card. Does this sound right? I have this in long term plans to pick up a Marriott personal card next year, after Hyatt card.
Hi,
I am looking for the best 0% balance transfer card with the lowest transfer fee. I am 3/24 and I am in AMEX popup jail.
Thoughts?
Thanks!!
Lol, when I first read this I thought you meant drama as in you were like "mean girls" in high school!! I should have known betterI'm also good at making others cry lol. 10th grade drama. I had my drama teacher sobbing from my performance about a young woman dealing with the death of her mother. I felt awful
So you can use the side that says "had" to work out your current cards. If you want to start from that direction, I'd follow the rows of each card you have until you the see the "30 days". If you want to keep the card you have, then cross off the card with the "30 days" restriction since that means you have to cancel or PC your current card to get the new one.
Here's a template I mocked up using TPG's chart.
View attachment 453582
And from my memory it looks like you're locked out of Chase due to the old SPG personal card?
View attachment 453589
If that's the case you'd have to cancel or PC that card and wait 30 days before going for a Chase card. (In addition to cancelling or PCing your current Chase personal card)
For the rest of the cards you'd have to be outside of the 24 month window from getting the bonus on that card to go for a Chase card. Since you have all the AmEx cards, you're only option there is upgrade offers or NLL ones.
Marriott made it into a logic puzzle to figure out if you can even get the card and then whether you can get the bonus for it. I did just realize that this TPG chart is only going off bonus eligibility criteria. Which for most people is all that matters, but there is a small distinction for current keeper cards since I notice it says you can get the Chase Boundless bonus if you had the old Premier card. This is correct, but if you're currently keeping the card, like we are, you're not eligible to even get the Boundless card. Offhand I think that's the only quirk. But a good reminder to use the chart to get a plan and then verify the plan against the actual terms.