I love credit cards so much! v2.0 (see first page for add'l details)

[PolyRob]

Ugh that's irritating. It's been a while since I've transferred UR to them, but I think it was. I feel like I might have had to login and out of my Jetblue account a couple times before they appeared.

Yeah, I was excited because the rates are so crazy and I would have considered booking. I angrily archived the e-mail. lol

Good to know for the future bookings and transferring of URs. Thank you!

 

[GusGus16]

My Memaw passed away this morning so I'm a bit distracted with that today. Of all my grandparents I expected her to go last, not first. While I was semi-prepared, it was much sooner than I thought it would be.

I was supposed to book our tours for Costa Rica today and completely forgot. Should I put that on CSR or the CIP I'm working on? It won't impact meeting the CIP spend if I do or don't.

So sorry

 

[GusGus16]

Quoting myself, so much for that plan...instant denial for Citi AA Biz. I guess we are not meant to board the train. First, Barclay's denial for me for 5 inquiries in 9 months, and now DH with Citi. Frustrating!!!

I had instant denial for Citti AA biz as well, I won't have time/patience to call tonight to try to see if I can get reconsidered...very frustrating! Happy for all that have boarded the train just wish I could get on board too!

ETA: @SouthFayetteFan I believe I put 3 years in business and 3k in revenue.

 

[SouthFayetteFan]

@SouthFayetteFan been reading and following along (with a few questions here and there) AND it took me this long to realize you are from PA! Had to log on from my computer and saw your list of football wins! We have 2 awesome teams in my neck of the woods...Southern Columbia tigers (9 time state champs - 3 in the last 4 years). We also have the Mount Carmel Red Tornados who hold the most wins in PA! My son played for the Tornadoes and unfortunately could never advance far in states as they always have to play the Tigers

And thanks to all of you....With all this reading and great advice I'll (and maybe hubby) will be jumping on the train....we could use the miles as Philly is a hub and has some great economy web specials!

Hey there! I recognize the Mount Carmel name but I am very familiar with So. Columbia. I’ve watched them many times in the state title game.

 

[calypso726]

Can someone help me find airline award availability? I am trying to find flights to Rome in 2020 probably march/april, dates are flexible. I can fly out of DCA, IAD, JFK, LGA, or EWR. I have a lot of AA miles, MR, and should be at around 200,000 Delta miles by the end of may. I want anything but economy. Id settle for Delta comfort. I looked at AA, they have Biz flights for 57,000 miles but they have me flying through London and the fees are insane. Could I use AA miles on another carrier? How do I do that?

ETA- I just need flights for me and SO.

You can use AA miles on any Oneworld partner that has partner availability. Iberia is a OW partner and will likely connect you through MAD.

@tink1970 and @calypso726

I was thinking you two should check your Chase accounts for “Selected for You” offers that bypass 5/24. For the CIP, you’ll want to look for an offer with the green check mark and a fixed APR.

https://www.doctorofcredit.com/new-way-bypass-chase-524-online-need-datapoints/

https://www.reddit.com/r/churning/comments/bgf1xw/discussion_thread_april_23_2019/elkt9qc/

Nice looking out there, @gottalovepluto.

Thanks for thinking of me. I checked and no offers.

 

[Etonduf]

.

 

[kmc8826]

Just got a call from the Chase fraud dept on my CIP#2 that I was approved for on Wednesday, expedited and received Friday, activated online like I normally do. Used it today for the first time and they called my landline? which I don't answer but when I heard her start leaving a message I picked up. I always put my cell phone # on the applications. Made me think of the question about what could not be made a business expense - my charges were at a State store and beer distributor (yeah I live in backwards PA!). Hosting a large business party perhaps?

The same thing happened to DH (and fortunately I was there). It happened on Thursday at the hospital. CIP came last weekend and he had put some minor charges on it (under $50) and then Thursday early we put $500 to the hospital and then later afternoon something he had ordered finally was available and was charged ($1500). Call from Chase “to make sure you got card and are using it.” Poor DH is riding the post surgery high and is like “oh yes” and I am like “oh no...hospital charges maybe aren’t the best.” But so far so good. I do think maybe both of us just had charges that flagged something. Still a little nerve wracking though!

 

[kmc8826]

@disneymagicgirl I don’t know what happens usually but I was approved for the Arrival Plus in September and then approved for the Aviator Biz just recently when the bonus went to the 60k AA miles. So basically two Barclaycard’s in about 6 months.

 

[speedyfishy]

Iberia is a OW partner and will likely connect you through MAD.

Thanks! Do I check availability for this on Iberia or AA will show availability?

 

[calypso726]

Thanks! Do I check availability for this on Iberia or AA will show availability?

Theoretically AA is supposed to show Iberia availability but I never see it. If you check BA and see an Iberia flight then you should be able to book that with AA miles by calling AA and giving them the flight info.

 

[speedyfishy]

Theoretically AA is supposed to show Iberia availability but I never see it. If you check BA and see an Iberia flight then you should be able to book that with AA miles by calling AA and giving them the flight info.

Thank you so much!

 

[Haley R]

Dh and I went to target tonight and bought the new Disney Color Brain game. It’s awesome!

 

[Lain]

United's new livery:

I still miss the tulip.

H/T OMAAT.

 

[amalone1013]

DH is such a lucky guy, getting to listen to me debate bags

 

[georgina]

I downgraded my Delta personal Gold and it took them about 3 weeks till they refunded the AF.

And, then it was only a portion of the AF which would probably amount to about 11 months of the AF credited. Do they only credit 11 months of it? I was going to call/chat tonight with them but I'd like to make sure I'm arguing the correct point..LOL!

I only got 11 months credit when I downgraded Blue Cash Preferred to everyday last year. I questioned it and was told I had done it too late. I am planning to cancel DH's AmEx Gold in June and concerned about the timing.

 

[PolyRob]

I still miss the tulip.

I guess you always liked United more than Continental? I had to Google the tulip because I am so used to the globe lol

 

[have2getaway]

I can chime in on Cabana Bay. We've stayed there 3 times so far and have two trips scheduled there later this year. I will qualify this by say we stay typically during slower times so the lack of express pass doesn't hurt us and that I've not stayed at one of the hotels that offers express pass. I just couldn't justify the cost. We also tend to hit the universal parks at rope drop and are done for the day at 1ish.
The main advantages for me for CB are such. Price would be number one. The buses that run to the parks are frequent without much of a wait. The food at quick service is pretty good and has a wide variety. The pools at CB are really good with a nice lazy river. If you like water parks being able to walk over to volcano bay and use the private entrance is really really really nice. It allows you to head back to the room easily if needed and then head back to VB. I really can't recommend VB enough. If you use early entry to VB(by staying onsite) you can pretty much ride all of the line with no wait. I think we rode the water coaster 4 times in a row and that ride normally has a 60 minute wait later in the day. VB really is a beautiful park and I could spend all day there.

Thank you for the feedback. We have never done any of the water parks because we have always gone in January. Our next trip will be February, which isn’t much better, but may just be warm enough to try VB. I think our boys would love it, and it sounds like they would love CB too!

 

[Lain]

I guess you always liked United more than Continental? I had to Google the tulip because I am so used to the globe lol

I’ve always lived in United’s hubs, so it’s always been my go-to airline and I’d even say I liked it. I really hate what Munoz and Kirby have done to the airline, but I guess a lot of it is just part of broader trends in the industry.

 

[kmc8826]

AND DH approved for the Delta Biz Gold under the higher 70k bonus plus my referral! As a data point I have added his Amex cards to my Amex wallet and kept a running balance of between $50 and $500 each month. Since I started doing that I (he) has been pop up free. I wanted to wait another week to get this card but I really want it since it has the 6 months 0% APR so I can float the money until I sell my other DVC contract. I had started to freak myself out that the pop up could come back so just decided to go for it. Weird issue where it took maybe 30 seconds and then popped up with security verification; but ultimately approved. Yippee. Bonus posted okay on the BBP so hopefully that will be the case here; especially since this is a sign up bonus I really want.

DH is such a lucky guy, getting to listen to me debate bags

That’s why I had to get on here again and post my news. I told DH that he was approved for this new card and the DVC plan is coming together and I literally saw his eyes glaze over...

 

[smallsy]

We are plowing through P2’s CIP MSR and I’m trying to decide what my next move should be. Was planning on this card lasting us through end of May and then applying for either a CSR or CSP, but with the remodel we’ve been hitting spend a lot faster. Remodel will be done in July and other than furniture/decor we’ll probably need to slow our roll by August. Applied for my CIP 2/15.

3 part question:

• Is there anything non-Chase with 1-2K MSR worth getting to bridge to June or do you think I’d be ok to just go ahead and apply for the next chase card mid May?
• Should I get the CSP or CSR?
• Or is there something better than the sapphire cards with a high MSR I should consider?