I will tag on this and just say that also at least in Denver the last few years, due to the market a lot of things don't actually hit public listings. Realtors will know of houses going up and basically match it to a client they have who decides to buy it, and poof... never hits any website.
I was looking into the BBP and it looks like the welcome offer is a 15 month 0% APR. I don't see any MR Points but I may not be seeing right. I don't think I can bring myself to open a card with no SUB.
From SPG biz you can only refer other Marriott cards. To refer to any card you need an AMEX branded card.
Denver is starting to slow down a bit but some listings are $300k+ for a condo or townhome! Not all but still. And a lot of what had been happening the last few years was people were getting things for cheap before they hit the market because they were foreclosures or older folks' who hadn't updated since the 60s/70s... then they do a really bad flip and want $400k+ for a 1300sq house that has poor workmanship and a bad layout... I'm trying to avoid the really long rant I go on about these places
I am already anxious about schooling for future kids. I feel we had a really good public school program growing up and the city puts a lot of money into it. I have not been impressed with anything I've seen here in CO (mainly Adams 5 star whatever as that is who MIL works for and where DH/Brothers/old college roommate went/cousins middle age kid currently goes to). Just what I hear now + comparing my high school experience vs DHs/roommates/etc...@Haley R I put in Doctor Phillips but nothing really specific for that area came up. The home I chose in Winter Haven has an elementary with a rating of 7 and then both the middle and elementary are rated a 3I got the impression from talking to various people that the schools in FL are not always the best. As homeschooler's, I listened as I never know when I could need to put my kids into school but also tuned out some of that chatter because well, I'm still able to homeschool. However, you would definitely want to contact a realtor to help guide you.
Another homeschool Mom here. Good luck with your decision. One thing I always tell people when they ask and are considering homeschooling is, Try it and see. School will always be there. One of the great things about homeschooling is you can make it whatever you want and tailor it to your individual child. As it turns out, of my three children it looks like I have one above average, one pretty much average, and one who struggles. So for my DS9 who struggles I have been able to just focus on reading and math. Much like our churning group here, there are many ways to homeschool. You are able to have the freedom to find what works for you and do it. Good luck!I think I am pulling DS9 on 4/1/19. He says he wants to homeschool next year, and since April is state testing and May is basically nothing b/c testing is over (don't get me started) it seems like a good time to pull him and start finding our rhythm as well as focus on area he needs support. I may PM you with questions soon if you don't mind.
I always start out that way, but lately it hasn't been working so well. CIP call was yet another one when I finally lost it and asked for the guy's manager, who was able to do what the first guy said was impossible. I try so hard, but then I just lose my patience.
United, American, and Delta are the only major carriers out of our homewtown airport.In 2 years we're looking to fly to Seattle or Vancouver and take an Alaskan cruise.
I don't have loyalty to any of these carriers, but I'd like to start working towards some big savings on this 2021 trip. Any advice on which way to go? I do have Chase UR and could use them for this trip. Perhaps the best strategy is to keep plugging away at those? I have quite a bit of organic spending (especially if using Plastiq) so I could potentially earn quite a few larger bonuses.
We don't have loyalty to a particular cruise brand either. I personally want to take a Disney cruise, but my uncle and cousin's family is planning to go as well, and I'm certain they won't want to pay more for Disney. (However, this year there was a military Disney cruise discount last minute, and if these other family's plans fall-out, I would be tempted to wait-and-see what becomes available, if anything.
. If my DD weren't graduating in May, I'd be booking the transatlantic one in a heartbeat!
I was actually in education prior to kids. I taught in Cherry Creek, which is almost as good as the districts can get here in CO, and even then, the school I was in was a poor performer. I don't remember hearing a lot of good things about Adams 5-star. We are in Jeffco now and there are some good schools but most are mediocre at best. Funding just isn't there. If you look at the stats, CO has some of the lowest per pupil funding in the country. Thankfully, CO has open enrollment so you could take your future children to any school that you want BUT the good schools are very hard for those not living in that area to get into. Most of those are on a lottery system. You'd really want to move into an area that has good schools but then the houses are $$$$. Like they aren't already $$$$ enough
Thanks for your DP! I'm interested to hear if @CaliforniaGirl09 gets her credit as well.
Yes, a tremendous help. Thank you
CSR 10/16 (I have to reduce this limit -- it's too high for my needs)
Hyatt Chase 7/18 (probably a good idea to reduce this limit as well)
Chase CIP 9 or 10/18
AmEx Aspire 12/18
AmEx Hilton Bus. 1 or 2/19
Between the Hyatt and CSR I'm at 13% of HHI. But the limits are still high and I will reduce both of them.
I have been putting a bit of spend on both AmEx cards each month to keep them active for AmEx (to avoid the dreaded pop-up).
My first CIP app was confusing because I use my maiden name at work, so initially set up the business with my maiden name. I don't have any legal documentation with my maiden name on it, so I had to change the business name to my married name. A few times I've used my married name on the phone the customers by accident.
