I love credit cards so much! v2.0 (see first page for add'l details)

[AmyAnne]

DH collects the You Are Here mugs. He doesn't drink out of them though, we just have a large number of them sitting on top of our cupboard where we keep our dishes haha. He gets one every time he goes somewhere new. It's about the only Disney souvenir he purchases at the parks.

I really liked the old You are Here mugs and collected about a dozen from various places in Europe and Asia (and we use them, except for a few I have in my office that hold pens and spare change). I'm actually kind of happy that I don't like the new ones nearly as much; I'm on a semi-serious anti-clutter campaign with all the stuff in my house. The few new ones I have were gifts so I like them for that reason.

 

[speedyfishy]

There was a guy on r/churning who was compiling a list of every local bank offer - was that bank bonuses or CCs (or both)? I can't remember lol.

The challenge with that route is not having enough data to know how they (a) treat people out of market and (b) treat "churners" with lots of accounts and inquiries.

Oh yeah I remember seeing that guys spreadsheet. He was going state by state I thought it was for bank bonuses? TBH when he updated it it didn't include VA or NY (ill use my parents address still to get a good offer lol my serve cards are registered there so I don't have to worry about a fee lol) I didn't really pay attention to it. Im also thinking about going for some store cards. https://www.doctorofcredit.com/best-store-credit-cards-get-10x-points-no-cap/. Looking forward to the free birthday gift from VS every year. lol

 

[wendow]

GrAAvy Train Comments
Ok - I'm back! Lots of tagging and discussion about grAAvy while I was gone so I'll chime in with some thoughts.

• I always close my old cards before applying for new ones. I know others that don't, but I just think it's cleaner and easier (and if I ever had to go to recon, I didn't want to have an issue with already holding the card). I close my cards around the 65 day mark about a month before applying for my next one.

When you've closed the previous card, so you no longer have a biz card, and you get a new one, do you have to set-up your online account all over again?

 

[amalone1013]

When you've closed the previous card, so you no longer have a biz card, and you get a new one, do you have to set-up your online account all over again?

#biggestfear

 

[wendow]

Getting ready to buy GC's from Newegg and use the Amex offer. Is there any concern about it not working the same today since it disappeared last night for a bit? Has anyone used it today and received the Amex email after?

 

[elgerber]

When you've closed the previous card, so you no longer have a biz card, and you get a new one, do you have to set-up your online account all over again?

I did, they are such a pain!

 

[Lain]

Getting ready to buy GC's from Newegg and use the Amex offer. Is there any concern about it not working the same today since it disappeared last night for a bit? Has anyone used it today and received the Amex email after?

@wendow:

Newegg 30% off posted on my Amex. My BestBuy offer that I used the same day has not yet

ETA: also the offer is showing in my account again so hopefully they got that settled

Thanks, I ordered the $300VGC + $15 AMC Card ($330.96). I receive the email from Amex confirming that I had used the offer just waiting on Newegg to send over the e-cards. I'm going to order 3 - $50 DGC & 2 - $75 for a total of $287.90. I'll add the rest to my Amazon account, I need to buy some mister fans anyways.

 

[wendow]

@wendow:

Thanks! Finishing up homeschool with my boys today and having trouble keeping track of which DP's are from yesterday before the offer was removed and what has come in after it came back

 

[gottalovepluto]

Thanks! Finishing up homeschool with my boys today and having trouble keeping track of which DP's are from yesterday before the offer was removed and what has come in after it came back

I used it today but for some reason Newegg hasn’t even charged my Amex so no Amex email. Ordered a few hours ago, the order is still live on my Newegg account but I haven’t gotten a confirmation email from newegg. Last time they charged my Amex immediately & Newegg sent a confirmation email immediately.

 

[Lain]

I do love the Amex system and what can be done with it online. It's nice that only the last 4 digits will change so if you have them memorized, it is slightly easier (still new code on front).

But I have 3 Amex cards that end in 1007 and 2 more that end in 1006. How will I ever get them sorted out?!

 

[wendow]

But I have 3 Amex cards that end in 1007 and 2 more that end in 1006. How will I ever get them sorted out?!

I have 3 that end in -1008. Drives me bonkers. I had a problem with an amazon order and had to confirm the card I used. I knew it ended in -1008 but had no idea which of the 3 cards that might be. C'mon Amex, get a little more creative!

 

[Albort]

I have 3 that end in -1008. Drives me bonkers. I had a problem with an amazon order and had to confirm the card I used. I knew it ended in -1008 but had no idea which of the 3 cards that might be. C'mon Amex, get a little more creative!

my last 4 on one card is my birthday. my 4 digit security code is the last 4 of my dad's SSN #, the 3 digit on the back is my house number.
i feel like if i lose this card, im screwed...

 

[Lain]

I have 3 that end in -1008. Drives me bonkers. I had a problem with an amazon order and had to confirm the card I used. I knew it ended in -1008 but had no idea which of the 3 cards that might be. C'mon Amex, get a little more creative!

Well, remember my Bonvoyed experience? Tried to do a split tender at a Sheraton between my wife’s and my card to use two Amex Offers. Both cards ended in 1006. Sheraton put both split charges on my wife’s card. Cost me $40 in savings!

 

[Lain]

my last 4 on one card is my birthday. my 4 digit security code is the last 4 of my dad's SSN #, the 3 digit on the back is my house number.
i feel like if i lose this card, im screwed...

I once had a card number that ended in 1337. (Not Amex.) Made me feel elite more than all the shiny metal cards ever did.

 

[magickingdomprincess]

Another Plastiq question please... I referred my DH from my account for the FFD's and scheduled our mortgage pmt with my Citi AA biz card. He got an email yesterday that the payment was under review and we needed to send them a copy of the bill and list what it's for. Is there any reason we should be worried? It's a mastercard, so that should be fine for paying through Plastiq, correct?

 

[speedyfishy]

Slowly going through VA banks for bonuses. Found four mediocre offers lol

Atlantic Union Bank
$100 bank bonus
$25 credit card offer

First Citizens
2,500 Rewards

Towne Bank
Reward bonus - $25 value awarded after first purchase

M and T
10,000 points after $500
Bank bonus- yes

 

[jhoannam]

Thanks! Finishing up homeschool with my boys today and having trouble keeping track of which DP's are from yesterday before the offer was removed and what has come in after it came back

I ordered mine today. I received the email from Amex but still waiting on my e-cards.

 

[Judique]

I’ve had to seriously curb my Disney souvenir cups, Disney and tiki mugs, and Starbucks You Are Here mugs addiction. I now have way too many that are not being used and I’m out of space!



So fancy! I auto-drain my VGCs that have balances too small for even Amazon reloads at the Costco food court [self-serve kiosks] towards a $1.50 hot dog and soda.

Just changed my mind about running to Costco for half and half and went into Aldi's instead. In addition to the cart full of stuff I would have came out with, I would have had to buy a Costco hotdog due to subliminal messages from @Lain who knows I've got those partially used gift cards in my wallet.

Aldi's only took $16 for the additional items I managed to gather up. No cart, so could only get what I could carry.

And, since my Costco has those self checkouts, it would have been faster, if I could go directly to the dairy area and back to checkout. I have a Costco, Safeway, Aldi's and Target right there together. Costco is usually the fastest to get through a line.

 

[Lain]

 

[magickingdomprincess]

No reason to be concerned.

If it’s a Mastercard payment for an actual mortgage (which is allowed), and you have a statement reflecting the payment amount, just send in a scan, pic, or screenshot and Plastiq should clear your payment usually within a day.

Plastiq does randomly flag payments for review. I think what Plastiq is concerned about is stuff like HELOC MS.

Ok, thank you! I thought so but wanted to double-check.