If you cancel the trip, the borrowed points would have to be used by the end of the use year - 9/30/2009. As long as you cancel the trip at least 31 days prior to arrival, you could bank the 2008 use year points, though. May 31, 2009 is the banking deadline for the 2008 use year points.
Okay so those 20 points could also be banked if I do it before May 31st 09 or they too have to be used by 9/30/09???
No, the 20 points that were borrowed have to stay in the 2008 use year. Borrowing is a final transaction. The borrowed points expire on 9/30/2009 if they are not used before then.You would think by now I would get this straight
Frankly, Denise.... sounds like you need more points.
I thought having 400 would be GREAT but then we are going in Nov. this year so that is using some of my 2008 points too. I just need to skip a year....
No, the 20 points that were borrowed have to stay in the 2008 use year. Borrowing is a final transaction. The borrowed points expire on 9/30/2009 if they are not used before then.
The 100 points from your 2008 use year that were used for the July 2009 reservation can be banked if you cancel the reservation at least 31 days prior to arrival and call MS to do it on or before May31, 2009.
Try thinking of it this way:
Current use year points are green. (The use year of your vacation dates is the current use year for that vacation).
Green points turn red after the banking deadline or if they are banked or borrowed.
Once a point is red, it expires at the end of the use year unless it is used. You can't turn a red point back into a green point! Red points are "use 'em or lose 'em".
So your July 2009 reservation was made with 100 green points and 20 red points. If you cancel it in time, you can bank the 100 green points, but must use the 20 red points before they expire - which is at the end of the use year, 9/30/2009.
OH DENISE.....I'm not going to say anything
LOL
