I don't understand the Disney vacation club membership or how much it costs.

1) while mrspete is wrong that DVC members in general are limited to ONLY disney properties - you do need 160 pts to trade out to other timeshares, IIRC - at less than 160 pts, i am limited to DVC-only options.

Maybe not as good a deal as DVC properties, you still have some options. A low season 1BR/1week through II is 124 points, mid season 144 points and high season is 160 pts (plus a $95 non refundable transaction fee). With your 40 points, you could bank/borrow and rent some points from another member to transfer into your account to bring you up to the required number of points.

You could also use your points at the concierge collection (but, they wouldn't go as far as they would with the DVC properties, of course.)
 
you are correct. banking and borrowing would give me a few more options and there are a few locations (mainly club intrawest resorts in canada?) that i might have an option to trade into, if i pay the $95 fee.

...so i edited my comment to say that small contracts are "pretty much" limited. getting "stuck" at only OKW with an occasional relaxing stay at HH or VB still wouldn't be so bad... :)

Maybe not as good a deal as DVC properties, you still have some options. A low season 1BR/1week through II is 124 points, mid season 144 points and high season is 160 pts (plus a $95 non refundable transaction fee). With your 40 points, you could bank/borrow and rent some points from another member to transfer into your account to bring you up to the required number of points.

You could also use your points at the concierge collection (but, they wouldn't go as far as they would with the DVC properties, of course.)
 
Another option if a person is taking a year off from WDW is to rent out their points and then use the proceeds towards a non - Disney vacation.
 
gotta disagree with you here-we always, always stayed in the values until we bought our DVC. For us DVC definitely fits into our budget, a studio is about the equivalent of 100 bucks a night for a room, can't even get a mod at rack rate for that...

We like the DVC because I can cook in the room, which also saves us cheepie cheepies a lot of money. We have to pinch so we can go as many times as we have...

Yet, you can get a skyaction home for under $200 for the week. If you treat that as an inclusive or (offsite or values) it is ALWAYS possible to find something near Disney cheaper than DVC. Sometimes its a value resort on property, sometimes its a hotel off Priceline, sometimes its a skyaction home.

There are TONS of Orlando area timeshares where resales and dues are a mere fraction of DVC. There are a ton of timeshare rentals that don't even have the commitment.
 

These folks use every trick in the book to entice you

That was absolutely not my experience at our dvc presentation. Spent a couple hours (only that long b/c I'm chatty) relaxing on a couch chatting with a nice guy while DS was cared for in their kidcare room, said "no", got our kid and $50 giftcard and left!

We do plan on joining someday, but there was absolutely no pressure nor were there tricks.
 
We never felt any pressure from our guide. He actually offered to leave the room to give DH and I time to talk but we didn't need any time. We knew DVC would be right for us. We think of it as paying for our vacations in advance. We know we will visit Disney at least ever other year, if we choose to go somewhere other than Disney we have plenty of friends and family who would love to use our points.
 
Head over to the DVC boards, lots of information there. I purchased in 1999 sight unseen, even when I was calling to get the information, I never felt pressured into anything, my guide answered all my questions and I did a lot of research on these boards. The only thing I would do different (besides purchase more points!);) is look into the resale market.

You do get spoiled with the rooms and not have to worry about finding cheaper accomodations off-site is really worth it.:thumbsup2 And I know that I will be back so I don't have to do everything or feel pressured.
 
We love our DVC!! We purchased 150 pts initially and then added on 50 more pts 2 yrs later. It is just DH and I. We usually go in September which is low season. Since we joined in 2003 we have done:

Western DCL cruise - needed 2 yrs pts - we now use points for one of us and pay for the other.

The next year 6 nights at WDW and then 5 nights at VB

This past year we did a night at BCV, then Eastern DCL cruise, then back to WDW for another night.

This year we are doing an Alaska cruise through DVC on Holland America cruise lines. We used points for the both of us on this one.

2009 we have already booked the Eastern DCL cruise that is going to the new stop of Tortola. We are going to VB for 6 nights the week before the cruise.

2010 we are trading out 160 pts to go to Hawaii.

We are doing all this on 200 pts a year. We stay in studios since it is just the 2 of us but that is really all we need. DH LOVES:love: staying at BCV and being just a walk away from his favorite beer stand at the UK in Epcot.
 
WoW! You guys are awesome. I actually understand what its about and have a good explaination on how it works. Wow, thank you again this was very helpful. It sounds like something I'll be interested in buying into.
 
Wow, I'm glad I didn't read your message before buying in. I never got any pressure because I called a guide\ recommended by another person. I bought in, site unseen. My only negative was not buying earlier. NO you don't need alot of points. WE just stayed at the AKV for 4 nights in a studio and it only cost 36 points. It's not only Disney properties, you can stay a lots of places around the world. You can use your points to cruise. I suggest you do a little more homework before posting inaccurate information.

I agree!
We are DVC owners. This poster ( MrsPete ) has not done their homework. No pressure, over 500 locations worldwide you can use your points including DCL. Yes you can always stay cheaper at the value resorts. DVC is not a value resort. It is not even a comparsion. This is not a financial investment this is a family investment and worth every penny imo.
 
Mrs. Pete HAS done her homework. The only thing that she says that is not absolutely true is she says the will use every trick in the book. Generally DVC guides don't apply much pressure, but some DVCers have gotten more pressure than others from their guides - some have reported quite a bit of pressure - and there IS pressure. They will offer incentives that expire if you do not make up your mind quickly, for instance.
 
Yet, you can get a skyaction home for under $200 for the week. If you treat that as an inclusive or (offsite or values) it is ALWAYS possible to find something near Disney cheaper than DVC. Sometimes its a value resort on property, sometimes its a hotel off Priceline, sometimes its a skyaction home.

There are TONS of Orlando area timeshares where resales and dues are a mere fraction of DVC. There are a ton of timeshare rentals that don't even have the commitment.

Yes, that's true, but for us it was comparing DVC to values only; we've stayed offsite and with the exception of the Nick hotel back when it was the HI family suites and we could get a two bedroom for less than 100 bucks (we call it the Not Hotel now because it's so pricy), we did not enjoy staying offsite.

For us it's not always the cheapest, but the best *value* and dvc was the best value for us...
 
i agree with n2mm: i never experienced any pressure whatsoever (unlike regular timeshares, DVC reps are selling a wanted commodity). for each of my 3 contracts, i contacted them, not visa-versa.
The folks to whom we talked were definitely out to SELL -- every step of the presentation from the snacks to the walk-through was orchestrated towards the goal of putting our name on the bottom line! The little chit-chat was all oriented towards gaining information about us, then the presentation was directed towards getting us to believe that the purchase could be made with money we'd spend anyway, etc., etc., etc. When you attend multiple sessions, you notice the similarities -- the same phrases, the same probing questions, which at first can appear to be just friendliness -- in fact, it's comical.

Other timeshares are also wanted commodities -- perhaps just not what YOU want! No one's taken into a presentation against their will!
I'm a DVC member, we stayed in Deluxes, and DVC COSTS us a LOT of money over what we'd spend without it. We go to Disney more often. We stay in one or two bedroom units over studios. We treat friends to accomodations. And we are not alone. We are happy with our DVC purchase - but its a little like heroin for a lot of people. One minute you are buying a 75 point resale contract to stay in an OKW studio during low season, you turn around and own 500 points because you just HAD to take your family down for a stay in a Grand Villa.
This is called the "goldfish syndrome". A goldfish grows to fit the size of its bowl. With timeshares, you get more space, then you bring more people, so you need more space . . . this isn't good or bad, but it is a trend with timeshares!
Yet, you can get a skyaction home for under $200 for the week. If you treat that as an inclusive or (offsite or values) it is ALWAYS possible to find something near Disney cheaper than DVC. Sometimes its a value resort on property, sometimes its a hotel off Priceline, sometimes its a skyaction home.
Yep, you can always find accomodations for less than DVC. The pros and cons of those places will vary widely, and different people may consider them acceptable or non-acceptable. The question is whether you think searching for these bargains is fun, or whether it's stressful to you. A lady in my Sunday School class was saying last week that they always rent the same lake house every summer -- she says she doesn't like searching for new restaurants, new things for the kids to do. I don't quite "get it", but that's her idea of a vacation. Some people are happy knowing that they'll be in the same DVC spots year after year -- others want more variety.
I agree!
We are DVC owners. This poster ( MrsPete ) has not done their homework. No pressure, over 500 locations worldwide you can use your points including DCL. Yes you can always stay cheaper at the value resorts. DVC is not a value resort. It is not even a comparsion. This is not a financial investment this is a family investment and worth every penny imo.
If by "not having done homework" you mean that I researched the facts and came to a different conclusion than you did, then you're right! Few things are "right" for all families.

We toured several offers, read everything we could get our hands on, and we decided that a Marriott resale was a better fit for our family. Some of our reasons (which may or may not make any sense to your family):
- When we do go to Disney, we go for the parks! We do not care to pay for living spaces and kitchens (we like to eat at the unique restaurants). Obviously, that isn't true for everyone, but WE don't want to pay for amenities we wouldn't use. On the other hand, when we spend a week at the beach, we do enjoy a nice condo instead of a standard room.
- Most of our vacations are non-Disney, and Marriott offers more trades world-wide. Yes, Disney CAN trade for non-Disney properties, but why buy the expensive item and trade for a less expensive item?
-Marriott trades are available closer to home; we may not always want to drive all the way to Florida for our vacation, especially if gas prices increase or if our health decreases.
- Marriott is widely available on the re-sell market for a budget price; the initial buy-in is considerably less expensive. No one should ever buy a timeshare assuming that they will ever get back their initial investment, but by purchasing re-sale, the chances are much better! It's hard to compare the yearly dues since I don't know how many points we would've bought if we'd gone DVC.
- Marriott is deeded property, and as long as the yearly maintenance fee is paid, it can be used indefinitely. You could leave it to your grandchildren, and they could vacation without an additional initial pay-in.
- This is the big one for us: some Marriott properties offer a "two bedroom lock out" option, which means that for a $99 fee we can "split" the one-week in a two-bedroom condo into two one-week stays in a one-bedroom condo. Right now while our kids are still young, the two-bedroom is perfect, but in less than a decade we'll be empty nesters, and then we'll appreciate the flexibility of being able to have two weeks without an additional buy-in. By choosing the right properties, we can even split our one week into two weeks in a two-bedroom condo (though that does limit the choices).

Should these things influence you? Maybe, maybe not. My mom has Hilton, and she loves it because she can "buy" a partial week with her points; that doesn't appeal to us. Every program has its benefits. These are the things that make sense for our family and our circumstances -- but don't assume that I don't know what I'm talking about.

One last thing: Regardless of what you're considering buying, I recommend the book Timeshares for Dummies (I think that's the name). Unlike the salespeople who tout the benefits of THEIR program and poo-poo everyone else, this book provides a non-biased view of timeshares. It discusses the pros and cons of point-systems vs. week purchases, it goes into details about how to trade your time, and it discusses the re-sell market in depth. Before spending this kind of money, you owe it to yourself to know all the angles and be SURE that you're getting the right thing for your family.
, we did not enjoy staying offsite.

For us it's not always the cheapest, but the best *value* and dvc was the best value for us...
I didn't think we'd enjoy staying offsite -- but we did! It's a different type of vacation, but we enjoyed it just as much! I agree that the cheapest item isn't always the best, but neither is the most expensive always necessary for your family's enjoyment! The right fit is often somewhere in the middle.
 
Yes, that's true, but for us it was comparing DVC to values only; we've stayed offsite and with the exception of the Nick hotel back when it was the HI family suites and we could get a two bedroom for less than 100 bucks (we call it the Not Hotel now because it's so pricy), we did not enjoy staying offsite.

For us it's not always the cheapest, but the best *value* and dvc was the best value for us...

I'm an on site snob - and having the kids in a separate room makes DVC a really good value for us, too. Although the more my husband and I travel for business to Orlando (where we never stay on site) the more appreciation we both have for off site hotels and restaurants. Right now, the convenience of being that close to the parks can't be beat for us, the luxury of having the kids in their own room.

But I can't argue that if money is a critical decision point, there aren't great off site options to be had cheaper.
 





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