Hypothetical question

[shyjade]

If I pay for our trip in full now (going in November) and a better code comes along before then (last year I got 40% off for the same week under a public code), will they honor the new code even though I'm already paid in full?

If so, will they issue me a refund or just apply the credit to our room?

 

[jennytmitch]

I just did this with free dining for September. We paid our blance in full in February and I was able to switch over to free dining in April. We received a refund for the difference.

 

[disneyfan55]

I don't know which they would do but I wouldn't prepay now. I would just keep the money in savings and pay when due. Just my thoughts. If you have a Disney Visa you can also receive 6 months no interest if it is a vacation package. I did this last year, I had my full payment in a savings account, charged the trip and made the minimum payments and paid it off 6 months later. I earned interest of about 4% (rates somewhat lower now) and had interest free on the Credit card Plus earned the Disney Dollars.

 

[dreamin_disney]

I don't know which they would do but I wouldn't prepay now. I would just keep the money in savings and pay when due. Just my thoughts. If you have a Disney Visa you can also receive 6 months no interest if it is a vacation package. I did this last year, I had my full payment in a savings account, charged the trip and made the minimum payments and paid it off 6 months later. I earned interest of about 4% (rates somewhat lower now) and had interest free on the Credit card Plus earned the Disney Dollars.

how much was your trip and what were your monthly payments? I'm planning on charging my visa too

 

[disneyfan55]

We had the free dining, 8 day park hopper no water parks and stayed at All Star Sports. The total cost was 1190. for 2 adults. We had to pay the 200 deposit which had a 6 month no interest when we booked in June and the balance was paid in the beginning of August. I had no other balance on the card but if you do your payments first go to the other items not the interest free vacation charge which is a great thing. Usually cc companies try to pay off zero interest items first and keep the balance there with interest accruing. Anyway, my minimum payment was around 20 per month on that balance and the entire remaining balance had to be paid off by my Dec billing for the deposit and Feb billing for the balance. It worked out great for me. I made a few dollars on interest by having the money in a savings account plus I got the Disney Dollars for using the card. Can't beat that!! Now I received a 5X the Disney Dollars offer from the card to get 5X for my purchases in Apr, May and June on 4 types of purchases - Grocery, Dining, Airfare and Gas. I don't usually use this card for this type of thing but I am these 3 months. I guess they want you to use the card for this type of thing and hope you keep a balance and then pay the interest. I am paying in full and getting all the extra dollars for our trip this fall. Any other questions, please ask.

 

[tiger4me2]

If I pay for our trip in full now (going in November) and a better code comes along before then (last year I got 40% off for the same week under a public code), will they honor the new code even though I'm already paid in full?

If so, will they issue me a refund or just apply the credit to our room?

Yes will apply the discount if it is paid off. Yes will credit the difference back to your credit card. I assume it is a package deal? Not sure about the room only but normally most don't pay for it in full until they get there. I prefer paying in full any trip I may have planned paid & over with. MHO