How You Can Live Without A Credit Card

[tlbwriter]

It was through a credit union, they had to give us a new number. We weren't traveling then it happened, I guess if we had really needed the card then we could have pushed it, but I don't know.

I wonder if credit unions are just slower. The same thing happened to me - our CU CC was stolen (the number, not the physical card) and it took a couple of weeks, I think, to get a new one.

 

[arminnie]

Wow, I would never go to a place that refuses to accept cash. I usually use my debit card, but sometimes I have the cash. DH have and I have about 5 different Dr's and not one of them refuses cash. I do have one that won't accept checks to many problems with bounced checks. But no Cash, Sorry, no cash, no business from me. Just rubs me the wrong way.

PS I handled all the cash for a very large physicians practice for years. NO problems what so ever.

PSS, I do under stand about plastic surgeons, but not for co pays. that is crazy.

Your choice. But a doctor with an international reputation in his or her field doesn't have to worry about losing patients. They always have a waiting list.

Note: You handled the cash. You are an honest person. Most people are. The vast majority of people are honest. But there are still way too many who are not. And even if theft is not an issue a cash transaction requires manual processing that an electronic transaction does not. Of course checks do too, but you can mail checks to the bank. With cash someone usually needs to go deposit it.

I can't imagine a retailer not accepting cash. But I totally understand a doctor not doing it. Most doctors want to practice medicine not run a business. More and more doctors won't even do insurance billing anymore. I don't blame them.

 

[rumrunnergirl]

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[fallcolors]

If a person is financially responsible a credit card can be an advantage. Earn miles, hotel stays, etc ..... and they are convenient for travel, and can be safer to carry than cash.