Nancyg56
DIS Legend
- Joined
- Aug 17, 2005
- Messages
- 29,489
Well, it will probably be less expensive overall for the association to fix YOUR roof permanently (electric coils or just being diligent about cleaning your roof) then it will be to pay for increased rates for insurance, etc. Hopefully they are financially savvy enough to realize that. Also, it may come to the point where their insurance company FORCES them to do something permanent or they will get dropped completely. They CAN do that too. In every insurance contract there is a simple statement that the owners must take reasonable care for the upkeep of the property. If you have issues one year with ice dam, fine, it happens, have them for 2 or 3 years and the insurance company is going to squawk at that (and THEY just might pay for a permanent solution too because in the long run it saves them money).
This is the arguement to present becasue dollars to donuts the association will try to back away from correcting the problem. If there is sufficient pressure to make the correction I imagine it will be done. If they are cancelled for refusal to take reasonable care the cost to be reinstated or to be accepted by anpther carrier will be higher.
Roofs are a real reason for cancellation and if there are recurring problems it may only be a matter of time before the structure is compromised.
He is going to need a lot of work.