How many points today to futureproof against direct resort restrictions over the next 40 years?

RWeThereYetJJ

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If I want to stay at all DVC resorts (current and future resorts) over the next 40 years and plan to spend 3 weeks per year (1 in winter, 1 in spring, and 1 in fall) in a deluxe studio, what percentage of direct vs resale points should I own? I would plan to stay at a different resort each week of the year.
 
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Interesting question. Curious to hear what other people’s thoughts are. I think one thing that makes the answer difficult is that we don’t know what points charts at future resorts will looks like, and the trend over time seems to be that you need more points for similar accommodations with each new resort. We also don’t know what 7-month availability will look like for new resorts or for the actively selling ones once they are sold out.

So, I think my quick reaction is that the most you could really do is future proof whichever home resorts you decide to pick by making sure you have enough points at those resorts for your desired accommodations. Since you want the ability to stay at new resorts, I’d probably stick with direct points. So, at the moment, I’d probably be thinking of picking up some direct points at Poly and RIV to cover deluxe studios - get enough to cover stays during any of your preferred times. Then, maybe wait for a new resort to come online and pick up some more direct points there with the same strategy. Or, look at a BLT or SSR resale contract to supplement for now where you could sell it and buy direct later (would probably go with BLT over SSR).
 

Lots of tradeoffs here and different things to consider. Will you ever need a larger room for a special trip to bring family? Will you get spoiled with some pixie dust and get upgraded to a 1BR and then want to stay in those?

If a large outlay today won't have a huge impact on your life/finances and you have considered the dues +increases for the next few decades and that doesn't cause any alarm, then a large purchase of direct points at a few resorts would be best. It will just make it easy. You also have to gamble with the cost/benefit of the resorts and consider that some have much easier to book at 7 months history and higher point charts. As an example, my very uneducated guess is that Poly Tower will be fairly easy to book with some flexibility at 7 months due to it's aggressive classification of just about everything if you can even see a single inch of the park as park view.

Will you ever want to make it west in the 40 years? Owning at Disneyland is likely more important than WDW if you want to go there with some frequency. DVC is just a much smaller thing with Grand Cal very hard to book.

The other wildcard here is you can try and bundle a purchase and ask for a deal if the promos are similar (likely having to take the worst deal of the 2 (or 3) resorts. Very often there will be breakpoints for the purchase of 300 or even 500 points where the discounts can become fairly strong and I'd consider targeting one of those deals if you are going to buy a lot of points.

Good luck!
 
Honestly, having all unrestricted points is the ideal. While you want to do them all, sometimes you could end up with needing some points for a restricted resort and only have resale.

We tried it and didn’t like it so now we have all eligible points except resale RIv…because RIV is our favorite and we stay there every trip as part of our split stays!
 
RIV will continue on its path to being the Epcot bargain. We will look at people who got into RIV at under $170 like we look at people who purchased BW for less than $75. And RIV has 40 years left.

The PIT point chart should scare anyone with what is to come at BC2 or BW2. The BLT folk must already realize they have it pretty good.
 
RIV will continue on its path to being the Epcot bargain. We will look at people who got into RIV at under $170 like we look at people who purchased BW for less than $75. And RIV has 40 years left.

The PIT point chart should scare anyone with what is to come at BC2 or BW2. The BLT folk must already realize they have it pretty good.
As someone who owns at BLT and bought Riv for $171 a point, I'm feeling pretty good based on your post. 😎

We are still debating how to add on more points - direct vs resale - but since we are waiting until 2026, I have some time to figure this out.
 
As someone who owns at BLT and bought Riv for $171 a point, I'm feeling pretty good based on your post. 😎

We are still debating how to add on more points - direct vs resale - but since we are waiting until 2026, I have some time to figure this out.
Yup , you have monorail resort where you don't have to get wet to walk to the monorail , a significantly more favorable point chart and a shorter walk .... And it looks like one of the best refurbs since SSR looking at the videos.
 
RIV will continue on its path to being the Epcot bargain. We will look at people who got into RIV at under $170 like we look at people who purchased BW for less than $75. And RIV has 40 years left.

The PIT point chart should scare anyone with what is to come at BC2 or BW2. The BLT folk must already realize they have it pretty good.

I paid $162 and $155. So, once this is sold out, on paper, it will be considered a great price.
 
I think Riviera ultimately will require owning points there to book studios and it will have to be done at or very near the 11 month mark. As more and more contracts are resold it will be their only option.
 



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