How many of you purchase Insurance??

[Harvest02]

I am cosidering this insurance policy for our next trip in october to Disney. We went in June last year, and did not purchase it. But, this time I am thinking of going with the DDP for our trip, so a package deal. I know they don't let you cancel packages right before you leave without a penalty. Besides, that is also hurricane season, and lots of kids get sick that time of year. Would hate to cancel our trip, but you never know! I would love to hear more feedback on this trip insurance to see if it was worth it to your family or not! Thanks!!!

 

[jenseib]

I've been debating about this too and actually posted it, but on ly got one repley. Glad I found this one! I was talking about it with my sister yesterday, and she said, you have a 2 year old, who could wake up the day we leave sick, so it would be best. And she's right! If it was just DH and I, then I wouldn't worry so much, though with his work we could have to cancel, but that would be more rare! So I think we will. I always think of it as a waste, but I guess if we needed it ,we would be happy.

 

[LCtonra]

We bought it the first year we went and not the last 5 years since then. The way I reason not buying it is that something really bad is going to have to happen for us not to go to Disney and if it does I am sure I am not going to care about the money I spent then. We already have health insurance and as for the death in dismemberment part. If one of my kids die or lose a limb on a disney ride I am sure they are not going to be like oh well you didn't take out the insurance shame on you.