And I doubt most people do the complete loop at one time. If you are staying at the Contemporary (for example), I doubt anyone rides the monorail the complete loop in a single trip just to end up back at the Contemporary!!! Likely in that example, Magic Kingdom would be are far as you would go. If staying at the Floridian or Polynesian, also depends on where you are going. Mostly, to me it depends on where you are staying and where you are actually going. While it takes a few minutes to stop and unload/load at each hotel or at the park, we never found that to be an excessive amount of time.