My best friend and I opened an account together in May 2001 just to save money for our big 2004 trip. Each week we save $20.00 and have also played the Mass lottery in some form or another each week. We saved any winnings we had, whether it was $2.00 or $2,000. Yes, we did win $2,000!!! We saved a substantial amount of money and are now starting all over again. Now my DH has his own account for his dreams. ING is a great way to save, convenient and great rates!!