Can you move any number of points into RCI? We did it once back in 2010 when we first bought our contract and I'm sure that at that time we had to put in a certain number to cover a whole week in either a one bed or 2 bed apartment. Was something like 180 for a one bed and over 200 for a 2 bed and we had 200 pts per year so we only put in the 180 a didn't want to borrow from our next year. We had a nice week in Scotland later though as we are based in the UK.