I've never been able to wear a lanyard around my neck without irritation. My daughter has threatened to disown me if I ever wear a fanny pack again. so I've found that cross-body type wallets on a strap. I have 3; 1 Vera Bradley, 1 Maggie B, and 1-Thirty-One. Just the basics!! The day before the trip I remove all unneccessary cards (like library, grocery clubs, etc.). Check book and register stay home too (DH has checking debit card). In this little wallet I have my KTTW, fast passes, credit card, cash, as few coins as possible, chap stik, sunscreen stik, and cell. After 20+ trips, I've gotten it down to a science.