Cafeen
DIS Veteran
- Joined
- Jul 24, 2009
- Messages
- 4,852
There's two "checks" that need to be done though. The first is if your plan fits with the DDP, the 2nd (which is done when the first passes) is the math.But herein lies the real issue. In your OOP example above, you have factored in a meal at Ohana which includes dessert, and you have also factored in a dessert at lunch after downing a hefty pork sandwich. And on top of that, you add in a $5 snack. As one PP noted, "who does this? day after day?" If you pay OOP for everything that the DDP gives you, then you probably do save a bit on the plan. But if you don't eat two desserts plus a snack every day, (or if you prefer salads and appetizers which would have to be added on to your DDP cost), then you do better OOP. If you limit yourself to one dessert every day, (and frankly, the size of the desserts at WDW lend themselves to being split, so that would come out to 1/2 of a dessert per day), and an occasional snack, and you don't worry about chugging a gallon of sugary soda every day with your "free" mug, then you definitely come out ahead OOP. But if you buy everything on the plan and use your mug to its fullest extent, you save money on the plan. And you can use your savings to pay your co-pay when you go to the cardiologist!![]()
If you're not going to utilize the plan as designed, then chances are you're not going to save money on it. It's the way it works and it's the way it was designed.
So, for the numbers above, this suggests that the hypothetical user already passed the first check, so that negates the "who does this?". That hypothetical user does this.
The answer to "Could I pay less OOP?" is always yes. Always. You could easily skip stuff that's included, and downgrade your intended entree (or restaurant), just to save money. I could bring PB&J and drink tap water every day in the parks and spend next to nothing on food. The true question is "Could I pay less OOP and still get what I want?" Some may say yes, and others may say no, and this difference is fine. DDP (and it's children) does not work for everyone, nor is it intended to. It can, and does (even at 2012 prices) work for many though as the benefits they receive (savings, convenience, whatever) outweigh the drawbacks that are present (rigidity, pre-planning, initial time and money investment).
In other posts I have called this the "experience" cost. In the sense that is the experience you desire to have worth any extra cost you may incur by utilizing a dining plan vs. paying out of pocket? In my case, for 2011, I am spending an extra $350 on the DxDDP than I would if my whole trip was OOP. For that $350, I'm getting higher quality locations and more food. The value of the food I'm getting for $350 is about $550, so in my case, yes, I was willing to spend the extra to have a greater dining experience. This is certainly not true for everyone.
As far as the health stuff, there are less unhealthy dessert as well as soft drink options (both for the included drinks as well as the mug), so that's a moot point. People are going to eat the way they're going to eat and judging how others should or should not does not belong in this conversation. You choose for yourself and your family, as others will do for their own.
Now, moving on, the plan takes more homework this year than it has in the past, that's for sure. There's no denying that it has lost some value, even Disney does not deny this (their messaging went from "Save up to 20%/25%" (peak/regular) to "Save up to 15%/20%"), and I certainly advocate anyone who passes the first check to look into the math more deeply.
Unfortunately, as much as they are brought up on the boards, a simulated 1 day run is relatively meaningless. 1 day has very little wiggle room, it's the way things work. In a post earlier this week I had a family that saved 32% at Chef Mickey's to turn around and save 2.5% at Kona (both with the same CS meal and snack). They're too easily skewed. This really needs to be compared to an individual party's intended plan, or an over all "most popular" plan (which would be skewed as some of the popular places are simply popular for the value of TS credit anyway) over the course of a simulated trip to really be of any value. Of course, that's a lot of numbers and more work than I'm willing to do.
I guess this is my very long-winded way of saying, what works for one doesn't necessarily work for another. Just because it doesn't fit your style or situation, does not mean it won't work (even at the 2012 prices) for someone else's. Just because you don't realize any savings with your intended plans, does not mean that savings are truly impossible or even improbable for many others.
That is a LOT of money for food! Then I went through the menu and priced what we would get if paying OPP. I picked 7 TS places, and averaged about 30 a day for CS. Plus 4 dollars for snacks, and factored in the price of a mug. I am saving under 100 bucks on the plan, but didn't include many deserts. Being said, if I didn't do the plan I would have to listen to Dh complain all day how we just spent 80 bucks on a buffet comparable to golden corral. I price out the trips, tell him the price, and he agrees. For me it is just easier to know the food is paid for up front. No, we normally don't do desserts at every meal, but on vacation is nice.
Is it only justified if you eat at the most expensive restaurants?
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