While this post is still open I'll throw in my 2 cents.....
CarolA usually has some great info. I for one like the fact that this board gives people the freedom to voice their opinions. Otherwise, all of our DVC knowledge would be the generic (and sometimes not quite accurate) stuff that the official DVC guides tell people. I'll take everyone's opionion, sometimes with a grain a salt and sometimes in total agreement.
Disneyaoholic: HEY, CONGRATS on finding a place at Shelter Cove!! Welcome Home....all the time now!!!
I've spent many a summers in a beach house on the SC coast. Sand and sun. Pretty, but a little boring after a while with little ones. We use our DVC points to stay at the HH DVC and do all the activities while there. The CM's are fabulous.
No one will ever (at least, not more than once) WALK a MILE to the beach in the heat of summer at Hilton Head. 10 steps in that humid sauna will have the sweat pouring off your body. Throw in a load of beach chairs, sand toys, and a toddler that needs to get carried because he or she is tired and you will think you lost your mind. Trust me on this one. If you need to get to the beach, drive a car, take a shuttle or stay at a beachfront resort.
One more aside to CarolA: I remember you had a bad stay at the Marriott in Harbour Town last year. Hopefully your DVC experience was better than that!
Love is what makes the DIS go 'round!!!