Help with how many points I can use, please!

[rnorwo1]

hi,
I had to ask a similar question a few years ago, but I've confused myself again! I have a Dec use year; I have 6 banked points from last year (that I guess I'm going to lose in July?), and I have 100 points that I can bank in July, and I'll get another 100 points in Dec. We are going to take a trip in May 2017. I would like to stay at Boardwalk, which will take 206 points, coincidentally.

So, if I book at the 7 month window, which will be in November, I believe, those 6 points will have expired, right? Can I can use both the 100 points I have now and the 100 I'll get Dec 2016, or Is that borrowing from 2016? or can I borrow from the 100 points I will get in Dec 2017, to get that extra 6 points?

Oh, and I don't need to bank the 100 points I currently have, as long as I book by Dec, right?

Does Disney still allow you to buy a few extra points, if I am going to be short that 6 points? If so, how much are they? I've got $25/pt in my head, for some reason.

Thanks for any explanation, hope I haven't confused you!

 

[supersnoop]

First, determine which use year your trip is in, then determine which use year your points are in. Points must be valid for your reservation dates.

Points are valid though the end of your use year. If those 6 points are 2015 points, then they can be banked by the end of July. If they are 2014 points, the will expire at the end of November.

A trip in May 2017 will be in your 2016 use year. You can use banked 2015 points, current 2016 points, and borrow 2017 points. You have to bank the points first before you can use them for the reservation. You can borrow points while making the reservation.

One time use points are limited to 24, can only be used at 7 months, and cost $15 each.

 

[rnorwo1]

Ok, think Ive got it. I can borrow the 6 points from 2017, that's good. Thanks!

 

[sndral]

hi,
I had to ask a similar question a few years ago, but I've confused myself again! I have a Dec use year; I have 6 banked points from last year (that I guess I'm going to lose in July?), and I have 100 points that I can bank in July, and I'll get another 100 points in Dec. We are going to take a trip in May 2017. I would like to stay at Boardwalk, which will take 206 points, coincidentally.

So, if I book at the 7 month window, which will be in November, I believe, those 6 points will have expired, right? Can I can use both the 100 points I have now and the 100 I'll get Dec 2016, or Is that borrowing from 2016? or can I borrow from the 100 points I will get in Dec 2017, to get that extra 6 points?

Oh, and I don't need to bank the 100 points I currently have, as long as I book by Dec, right?

Does Disney still allow you to buy a few extra points, if I am going to be short that 6 points? If so, how much are they? I've got $25/pt in my head, for some reason.

Thanks for any explanation, hope I haven't confused you!

I have a Dec. use year too. It is confusing as most of the months you can use your points fall into a different year.
Here's what I think you are saying:
2014 points = 12/1/2014 - 11/30/2015 - you banked 6 points into 2015, they'll expire if not used by 11/30/2016. They do not expire in July - but since they are already banked they will expire at the end of your use year in Nov.
2015 points = 12/1/2015 - 11/30/2016 - 100 points must be used by 11/30/2016, so bank them for use next year. This is where July is important as that's your banking deadline, so bank those 2015 points before the end of July if you aren't going to use them for a trip before 11/30/2016. I'd do it now, personally.
2016 points = 12/1/2016 - 11/30/2017 - 100 points + your 100 pt.s you banked from 2015 = 200 points to use for your May 2017 trip.
2017 points = 12/1/2017 - 11/30/2018 - borrow the 6 points you need for that May 2017 trip.
You are left with 94 2017 points to be used for a future trip between 12/1/2017 - 11/30/2018 or banked into 2018 for a trip between 12/1/2018 - 11/30/2019.
I start by figuring which use year my trip falls in and a May 2017 trip falls in 2016 for us Dec. people. Then I know I can use banked 2015 points and borrow 2017 points for that trip if I need to.

 

[rnorwo1]

Yes, that's exactly it! I think I confuse the availability of points at reservation time with the trip time. And it's helpful to think about it from Dec to the following Dec, that helps to keep the use years straight.
Thanks again, I'll bank those points today!

 

[Lou96]

I have a Dec. use year too. It is confusing as most of the months you can use your points fall into a different year.
Here's what I think you are saying:
2014 points = 12/1/2014 - 11/30/2015 - you banked 6 points into 2015, they'll expire if not used by 11/30/2016. They do not expire in July - but since they are already banked they will expire at the end of your use year in Nov.
2015 points = 12/1/2015 - 11/30/2016 - 100 points must be used by 11/30/2016, so bank them for use next year. This is where July is important as that's your banking deadline, so bank those 2015 points before the end of July if you aren't going to use them for a trip before 11/30/2016. I'd do it now, personally.
2016 points = 12/1/2016 - 11/30/2017 - 100 points + your 100 pt.s you banked from 2015 = 200 points to use for your May 2017 trip.
2017 points = 12/1/2017 - 11/30/2018 - borrow the 6 points you need for that May 2017 trip.
You are left with 94 2017 points to be used for a future trip between 12/1/2017 - 11/30/2018 or banked into 2018 for a trip between 12/1/2018 - 11/30/2019.
I start by figuring which use year my trip falls in and a May 2017 trip falls in 2016 for us Dec. people. Then I know I can use banked 2015 points and borrow 2017 points for that trip if I need to.

Thanks for this, I have a Dec use year too and this really explains how it all works - member since 2013

 

[rnorwo1]

Thanks for this, I have a Dec use year too and this really explains how it all works - member since 2013

I'm so glad I'm not the only one confused by Dec!

 

[rg35]

We also have December, and it is annoying to think about because the actual calendar year you will most likely use your points in is the following year (unless doing a Dec trip, which we never do).