I was wondering if someone had an answer to this question. I made a reservation for my sister-in-law at OKW for the beginning of September. She just had an attack of multiple sclerosis and is numb from the waist down. She is hoping the attack will subside and she can still go on the trip. What are my cancellation options at this point? I can't cancel yet, because she may recover - but I don't want to just lose my points! Suggestions, please!