Room-only reservation: one night deposit, balance due at check-in
Package: $200 deposit, balance due 45 days prior to trip
* If you're planning to do the dining plan you will have to book a package.
If you get/have a Disney Visa, you can put the balance on your card at the 45 day mark and have 6mos no interest to pay it off.
I
think you can get a refund up until about a week before. Then there's a $100 penalty, so still not a huge loss if you have to cancel.
There are tons of ideas on this site to save money.
We always drive and go grocery shopping for breakfast, drinks, snacks, etc our first day. We share meals and only drink water (free) in the parks. If you can go during free dining that would save your family quite a bit on food and you wouldn't have to worry about budgeting.
We decided not to go this year, but are planning for next May (when we have gone the past two years). My oldest DD and I did a bit of math/planning/budgeting lessons. We looked up the rack rate prices for different resorts and length of stays. We did quotes with the dining plan included. We then came up with quotes for different specials. We came up with the totals for each option and then divided them out for the number of weeks we have until our trip to see how much we would need to save for each option. This was a fun project and DD has been very creative with ways to save that $ each week-- looking for coupons, cutting back on non-essentials, we even cancelled our satellite service.
