help figuring out UY, borrowing etc

[luvsTink]

Hi all,
Let's imagine that I am going to buy 150 points. Let's also imagine that I want to take a 450 point vacation in August 2008. Would it be possible to buy in this year, bank the points, and borrow from 2009 to use a total of 450 points? Does this make sense?
Thanks!
Anne

 

[Mtnman44]

Yes, but it's even better right now. 2006 UY points are available still. So if you bought right now you could get 2006 points to use or bank into 2007 and use them in that UY.

You would then bank your 07 points into '08 and borrow '09 points into your '08 UY in order to make your 450 reservation for your '08 UY vacation.

 

[Deb & Bill]

Don't forget, it depends on when your use year is. If the Aug 2008 vacation falls in your 2008 UY or your 2007 UY. If you get a Sep or later UY, your Aug 2008 vacation would fall in US 2007.

 

[LisaS]

To add to what Deb & Bill said about UY, it also affects which points you get with your purchase. You get current-UY points, so if you purchase a Feb or Mar UY, you would be in your 2007 UY so your first set of points would be 2007 points. All of the other UY months (Apr, Jun, Aug, Sep, Oct, Dec) are still in their 2006 UY, so your first set of points would be 2006 points.