Ok so an update for everyone who cares lol. I tried to call my guide today, only to find out that he is off. So i spoke to another guide who said that even though I purchased it over the phone on the 7th, that they give you 10 full days to rescind so technically I had till the end of day tomm to do it. Even still, he made a call over to the QA dept and explained to them what was going on and they put a "paperwork problem" flag onto that contract which stops the process so it can proceed no further. I was told that between both of those I am fine and to just call back and talk to my guide tomm and let him know what I want to do. I'm def leaning towards CCV instead of keeping my AKL, because I fell the same as most of you, trust my gut and be happy. No reason to settle for such a little amount of $$. If it was 400 points or something that would be different. As much as I love and prefer BRV, I know the 2042 thing will bother me and long term for the extra $40/pp to get an extra 26 years over BRV just makes alot more sense IMO