We will never fill out the FASFA for our DD. We expect her to work and pay for college herself even if it takes her ten years to get a degree. We fund our retirement first. There are several other routes to getting funds for college than filling out some form. There are several grants and scholarship opportunities that do not require this.
The idea that a degree should take 2 or 4 or 8 years is just a number. As we have noticed in the past, other than our first job working for someone else has anyone ever looked at our degree. Now as entrepreneurs working for ourselves we don't need that degree. Going to college is important for knowledge, but our hope is that DD will never end up never working for anyone but working for herself and being the one who employs people.
hi there! remember me? I backed you up on the "mommy drive by" thread. anyway:.
firstly, I don't believe everyone needs a college degree to be successful. that being said:
with all due respect (and I do love dave Ramsey), not
everyonecan be an entrepreneur. not that everyone is not capable,: the logistics just don't make sense . if
everyone is an employer, who would they employ? there needs to be employees, after all.(we can't all be queen bees, there needs to be worker bees)
it did make somewhat more sense 10 years ago,but, in this economy, it's not the time to start a business. even if I build a better mousetrap, someone needs to build that mousetrap, and someone needs to buy it.
and, (just for the heck of it)to follow through with your logic, if everyone had their own business, and did all the work themselves (did not hire workers, working for a wage or salary), where would you buy your food? or go out to dinner? or, since you are on a disney website, provide vacation destinations? unless you want to go back to an agrarian society, with a barter system.
interesting. my husband worked his whole adult life making multiple spindle drill heads. could we have saved enough to set up shop in our garage, buy mills and lathes, and make them. would you buy one? (there are very few shops that make these) what if you made jewelry? or had a business of making additives for foods (in your shop at home, I guess). would you trade that for a drill head so I could trade the additive to a food processing "neighbor" who would trade that to a farmer?
see, that's where money comes into play.
I'm being ridiculous, but just trying to prove a point. not everyone can own their own business.
what if I saved enough to open my own restaurant? wouldn't I need to hire cooks? or servers? bartenders? or do you propose no one go out to eat? maybe we all just go back to the days when we all eat at home, make our own food. If everyone worked hard enough, for long enough to own their own business,and didn't work for others, where would you go on vacation? or out to eat? or to buy gas for your car? who would teach your children? if everyone followed your plan, there would be no teachers. they would teach your kids in exchange for a bushel of corn. and you would pay the local doctor with multiple spindle drill heads he could exchange for vouchers for food. (oh, yeah, we Do have those vouchers... it's called money.
see this is why not
everyone can be entrepreneurs. most people need skills or learning, for a "career".
some of us apprentice or go to trade school, and learn the highly trained skills of machining.(like hubby and one son) some learn from the school of hard knocks and become excellent servers , like me(or maybe you would rather have all fast food restaurants? ) some go to college, and become "project managers" in corporations, like other son.
my meandering point is, if everyone "worked for themselves", there would be no customer base to work
for.
depends which type of society in which you want to live.
your idea is much like a PYRAMIDAL society,(since not everyone can be the "owners", (ie,
some
have to do the scut work, only the "elite' are the owners. much like a caste society.

therefore, this system only works for the elite few at the top.(facism?)or a feudal system, with Lords, and serfs.
I do not want to live in a socialist society, NOR a facist society. that's why I love the Republic we live in.
which brings me back to my original point..
everyonecannot be entrepreneurs.
our society depends on skilled or educated
workers
not every young 18 year old can get out there, get a job (there are no jobs now, really, people in their 50s are fighting over working part time at wal mart or home depot,or Burger King, people who used to have steady jobs) and "work their way up to" building their own business.
so, I applaud those who provide their children with what they need to survive in this society.(and seek out help where they can) which includes an education, be it college, or .trade school, It's not as easy to "make it", start your own business, etc, as it was years ago..