Our big saver is to buy snacks and b-fast foods so as not to eat the over-priced Disney ones, too. We make a grocery stop and get milk, pop, OJ, bread, sandwich fixings, and a couple of other cheap snacky things. Not only does it save us $ for b-fast and snacks, but TIME as well! It's nice when we hit the room for a rest or the pool about 3-5 in the afternoon to make a sandwich and tide us over until dinner at 6 or 7. We also share meals too. We might not be super hungry, since the portions are big, and just split a burger and again, have snacky things or a sandwich when we get back to the room for the night.
Another way we sometimes do it when we have a couple of fav restaraunts we want to hit, we make those meals the big splurge for the day. We usually do this for lunch if the restaraunt allows, because it is cheaper for lunch, and then just have a snack at night or again, make use of what we bought in the room. Unless it is one of my all time favs I can't get anywhere else, I can't justify spending extra just to eat it. Also, Earl of Sandwich at DTD is very reasonable...$4.95 for a huge sandwhich of your choice and $5.95 for a more than you can eat salad...again worth sharing!
We do the change jar thing and save between $200-320 each year for rental car and meals.
We have the Disney card and put big purchases on there and then pay them off right away, earning the points. I always offer to buy or get things, like various airline or concert tickets for family and groups of friends just so I can get the points. I just put over $1000 on it for our family's airline tickets for this summmer and scored the points. They'll be able to pay me before the bill is due so I can pay it off and the the points We had over $45 points banked from 2 1/2 years on our card last year and we chose to use it on one special meal with the pictures at Chef Mickey's...something we might not have done w/o the points.
Some people treat saving their money like an extra "payment" for the month and put it into a seperate "do not touch" account. Like we just paid off my husband's truck so that's almost $300 that goes into the bank that we still keep track of like his truck payment, only come June, it will be in our savings and put towards Disney and it never felt like we were doing anything different.
I could go on...saving for WDW is an art form of sorts!
