It is actually very simple. I have done it several times myself. The memeber transferring the points calls member services and asks to transfer points to another account. You just need to provide the account # of the member who is receiving the points. If the receiving memember is concerned about providing their account number a 3 way call is best. Of course if you are the one transferring the points you want to make sure to get payment first. Paypal is best as it gives both parties some recourse if there are issues.
Curious about the logistics of a three-way call, what do you do about giving last 4 SS#? Does the owner transferring the points call, get into the account, and then connect the owner receiving the points?
Caroline