We always seem to be debating the cost effectiveness of being a DVC member on this site and I must admit I was skeptical before I joined in 2003 but Ill tell ya what, all I need to do is see my daughters face and remember all of the memories from our last trip and it makes it all worth it. Big rooms, full kitchens on Disney property, who could want more? We go every year for my daughters birthday in July, ever since she was 3 and she is 8 now. Its usually the whole family who come down with us. They just pay airfare and tickets and theyve got a place to stay. This past October just I and my daughter went down to Disney for MNSSHP and had an absolute blast. I cant put a price on that. If you can buy in to DVC, do it! The memories alone take care of the monetary worries. 
