DizMe
Here we gooooo...
- Joined
- Jun 4, 2007
- Messages
- 9,201
It's more of a hassle than a fear. I'm sick of my accounts getting hacked. I've had this same Visa card cancelled FIVE times in the past year due to theft. Sure, I'm not held responsible for the purchase costs, but I don't have my cc for a week. Two of the five times I was on a trip when I received notification from the bank that someone was using my cc number. I didn't lose the card, but someone got the information off of it. I have a backup card but I like getting my SW points and it's a PITA to have to deal with a cancelled card over and over. I have some auto pay accounts linked to it--St. Jude's, auto renew on my AAA, and my Disneyland annual pass, for instance--that I have to call and inform. Then there are the things like PayPal that need my current number. And now I have to learn a new CCV and expiration dateim not sure why people are so afraid of putting their credit card numbers on the internet. Most credit card policies is that if you can within xx days, dispute it, you arent responsible for it, they cancel ur card, send you a new one and its all done with. A debit card is a different story though. My mom called me last night via citi, i guess she got 3 fraud charges, i told them my mom didnt use her card anywhere in the past 15 days, they said okay, we will investigate... we cancel your card and a new one is coming to you. easy peasy...
Groupon, well, i had a nightmare where one of my groupon didnt send payment to the store so the day we activated our membership, it was automatically cancelled by the vendor the next day. They claim is was due to non-payment. Called groupon, said payment went through... it was headaching... :\

It makes you realize that none of your information is very secure. I worry about identity theft but people here are right--in today's world, it's just a risk you can't completely mitigate. I'm going to be more careful, though, about saving my information on sites like Groupon. Just because they tell you it's secure doesn't mean that it is.