Okay, I just took a look at some of the pricing options. From what I can tell, you'd be looking at spending somewhere in the $3700 range. First of all, with the Gold plan, 3 meals a day is a lot of food. I like to stay active, but to get your money's worth out of this plan, you'd have pretty busy days.
When you look at the packages and try to do a cost analysis, sometimes it's just doesn't work out to be what's best for you. For instance, the Dream maker already includes ultimate park hoppers for each day of your stay. That includes the day you arrive and the day you leave. Is your flight arriving early enough that you can get in a full day at the park and when you check-out, will you have enough time to visit a park. Are you planning on visiting a park every single day of your vacation? If not, with the package, you've paid for something that you didn't use. When I first started staying on-site, I always did the package, but now I've found that I can stay in an upgraded room and purchase either standard park hopper passes that don't expire, or buy the more flexible length of stay passes when I arrive at the resort. (The length of stay pass savings is better on shorter stays though.)
Just as a comparison, I priced out the following:
2 adults, Dec 5-10th 2005, 6 days/5nights
Poly Standard room - garden view with Gold Package = $3730
or
Grand Floridian - main building concierge room only = $3372 + 5 day park hopper tickets (never expire) = $245 each for a grand total of $3862
The GF is the flagship resort of Disney and the most expensive. You could stay at Poly or Contemporary concierge for a little less money, but I can speak from experience at the GF. If you've ever seen pictures of the inside of the main building, you'll notice the floors that wrap around the lobby. Up on the 3rd, 4th and 5th floor are the concierge rooms. During the holidays, they have the massive tree on the first floor, the life size Gingerbread house and some beautiful victorian decorations. The concierge lounge is on the 4th floor and in the evenings, the orchestra sets up on the 2nd floor. They play holiday and Disney music. Throughout the day, the lounge has food offerings. Other than breakfast, it's more of a snack/appetizer spread, but you can get cold drinks, coffee, tea and water all day. At night they have out bottles of wine and in the late evening, it's cordials. Doing something like this would be almost the extreme opposite of the Gold Plan though. You really need to plan plenty of down time at the resort to enjoy everything, while the Gold Plan will have you hopping with meals and recreation. I guess it all comes down to what exactly you're looking for from this vacation.
Hope I didn't confuse you more.
Tammi