Getting serious about direct - CCV or Poly?

[Wedgeout]

Have to ponder too..when would you want to be able to take a load off & lounge it?

Where is home main base? Can book a member cruise next month for 7 nights off the west coast! Do some whale watching in 2027.

Are you a non Florida resident & want a Sorcerer Pass?

Do I need to go on?

Price Hike….you come on here..this is the “advice” you end up with.

 

[Steelers0854]

My answer for your specific situation is to buy at the Poly with 150 points. In no world do I think it makes any sense to buy 100 points direct. You lose out on the better incentives and you get 0 benefit. Since you say you do not care about home resort priority then these are the best deal given the lower maintenance fees at the poly. Plus Poly at 11 months IMO is a great option, we love it there. While I do love CCV, it was or first resort after all, I think in your case the Poly buy makes the most sense.

 

[Chili327]

My answer for your specific situation is to buy at the Poly with 150 points... Since you say you do not care about home resort priority then these are the best deal given the lower maintenance fees at the poly. Plus Poly at 11 months IMO is a great option, we love it there. While I do love CCV, it was or first resort after all, I think in your case the Poly buy makes the most sense.

Wouldn’t buying SSR be cheaper overall?

 

[jcolvin5]

I thought this was a "CCV or Poly?" convo...

Did the OP ask anything about the cheapest DVC resort? I may have missed it. If so, I'd like to change my answer

 

[Brian Noble]

I’m currently paying off a resale contract as well honestly I would’ve just skipped this incentive round but CCV being a part of it and Poly increasing in price is giving me FOMO.

I'm with @intamin.

I mean, it's your money, and you are welcome to do with it what you like. But, I'm not sure I would borrow more than I already had to avoid FOMO. DVC-Y is nice. But it's not borrow-money-at-9% nice---at least, not for me.