The Magic Band itself does not actually have the credit card information ON it. It simply links to your resort account, with no way for the vendors (stores or restaurants, etc.) to know how you plan to play that off.
So the short answer... to get the Disney Visa discount, you must carry the card with you.
Remember, even though you might have your Disney Visa® Card linked to a MagicBand or RF-enabled card, you will still need to present your Disney Visa Card at the Cardmember Character Meet ‘N’ Greet and use it for purchases to receive your Cardmember perks throughout your stay.
Save Up to 30% on Rooms at Walt Disney World!
Save up to 30% on rooms at select Disney Resorts Collection hotels when you stay 5 consecutive nights or longer in late summer and early fall. Plus, enjoy other savings for shorter stays.This offer is valid for stays most nights from August 1 to October 11, 2025.
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