I'm pretty sure both count. I just got mine in the mail last week!takes about a week to get it. Only thing I don't like about the debit card is you have to keep $1500 in it in order to not get the $12 fee!!!
We have both the debit and the Visa. I have never paid a fee for the debit card and we keep no where near that amount in the account. We have a direct deposit into the account so that may be why. I do however pay the $49 a year fee for the Visa so I can get the 2% on gas and Groceries. I use this exclusively for those items and Disney related items then pay it off each pay check. The rewards are loaded on the card for my DD to spend at Disney.