I was just able to book Wilderness lodge standard view with the
free dining plan (maybe my dates are different though). But when I put the same thing into Expedia, it showed that there was no availability standard view, only woods view. But calling CRO, it was fine.
Another thing I didn't understand is when I priced it out on Disney's main site, pretending that I didn't want dining, it came to 2217 (I think, close to it) but the price of the package with dining only came to 2173, and that included the insurance (I too worry about the whole planning during hurricane season thing). Oh well, saves me $44 so I guess I won't complain.