This virus is not going to go away. What will happen is that as people start spending more time outdoors and in less close quarters, infections should start to slow. Also, our scientists will develop vaccines and treatments.
Doesn't help me today; we're 8 days out. We're still planning on going, but suspect we won't be on board. The situation is evolving, but rescheduling isn't a good option for us. We picked this cruise specifically 18 months ago because it fit our schedule. We aren't terribly interested in the summer (and who knows if we're going to be clear by then). Fall break doesn't have a cruise that fits our school's break. Christmas might work, but it'll cost and we don't really want to interrupt family plans. And next year's spring break is in April, which is more than 12 months out.
Plus, we have other non-refundable parts of this trip; the cruise is just under half of the expense. So I've got other things to figure out. We have
travel insurance, but not cancel-for-any-reason insurance. But if Disney is forced to pull the plug, I suspect we'll be covered then. So for now, I feel like I'm playing a game of chicken, expecting the government, cruises, parks and airlines to blink before I do.
What I don't expect to happen is the worst case scenario of quarantinining thousands of passengers for two weeks for much longer. That's a solution that isn't going to be scalable much longer. They might do it for one more cruise, but after that, the cruise lines will be forced to cancel en masse. And if we get cancellations, insurance will kick in and everything will work out financially.