The following will shortly be an update to the Everything About WDW Tickets:
Installment Payment for Annual Passes
Walt Disney World is selling Annual Passes for Florida Residents only on the installment plan as well as immediate payment. These specifically are the Weekday Select, Seasonal, Annual, and Premium Passes. Not included are Water Parks, Disney Quest, Epcot After 4:00, DVC Member Rates, The Premier Pass, and for any person without proof of Florida Residency.
Use of a Credit Card or Debit Card without PIN is required. For various reasons it is much easier to do the purchase online rather than at a window. However, they can be purchased at any WDW Park ticket window (including TTC, water parks and DQ) or any Park (or DTD) Guest Relations Office.
The required down payment is the amount of a one-day, one-park, ticket, including tax. The down payment may be made using cash, a gift card, hotel charge, or any other method currently allowed for ticket purchases. If the Pass is purchased by upgrading any existing pass, the value of the pass upgraded from will be the amount of the down payment. The balance will be paid in 12 equal installments (although the final payment may vary because of rounding). The first of the 12 monthly installments will be processed the same night as the purchase, the remaining eleven on the same date each month, so payment is always in advance.
A Florida Resident may purchase multiple passes. However, each person for whom a pass is purchased must provide proof of Florida Residency at the time of purchase or pickup. If the purchase is done online, all the demographic information for each Passholder will be entered at the time of purchase and will only need to be verified at the time of pickup. If any Zip Code entered is not a valid Florida Zip Code the transaction will not process.
The billing address for the credit or debit card used must be a Florida Address. Each person age 18 or older must provide proof of Florida Residency at the time the actual passes are issued. Any person under age 18 must be accompanied by a person with proof of Florida Residency at the time the actual passes are issued.
As a legally binding contract will be signed, the only way a person may stop the payments is by actually closing the account that is being charged and not providing Disney with a new account number. If any payment is missed, all passes on the contract will immediately be blocked. There are provisions for unblocking the passes; there are separate procedures for the actual purchaser (contract signer) and the Passholders, if different.
If a Pass is blocked due to non-payment, certain payments may be accepted at Guest Relations Offices to unblock the Pass. There is an outside company that actually administers the passes and processes the payments. That company is available Monday thru Fridays, 8:00am to 8:00pm only (except holidays) for resolving problems. Information on how to contact the company is in the copy of the contract, and the phone number will be available at ticket and Guest Relations Offices. Other than accepting a payment to unblock a blocked pass, the ticket windows and
Guest Relations Offices are unable to answer any specific questions related to any existing contract.