Financing question (add-on)

[simba20]

Gotta ?

I am currently financing my DVC purchase though, ahem, DVC. It's a plan we have, but we can pay it off at anytime. I am in grad school and while I am not working we are financing to setthe money aside incase of emergency, until I begin working again.....

Anyhoo.....

If I wanted to add-on, could me current monthly payment to DVC be readjusted? Do they do this?

 

[rubbergypsy]

I just added on and the new payment is separate from the original. I now pay on the 15th for one and the 1st ( starts in July) for the other. As usual the monthly dues both will be deducted on the 1st. Since it is a different contract I do not think they can be joined together.

 

[ssawka]

I am currently financing my DVC purchase though, ahem, DVC. It's a plan we have, but we can pay it off at anytime. I am in grad school and while I am not working we are financing to setthe money aside incase of emergency, until I begin working again.....

No need to justify. The heck with people on this board that look down on others for financing. They're just trying to make themselves feel superior to others. If financing works for you, great. Likewise, if you can pay it in full then congratulations.

 

[simba20]

No need to justify. The heck with people on this board that look down on others for financing. They're just trying to make themselves feel superior to others. If financing works for you, great. Likewise, if you can pay it in full then congratulations.

Thanks. Sorry for the need to apologize/justify. I come from a Mommy group where I like the advice, but always feel that my decisions have to be justified. For the past two years (my daughter is almost 2) it's become a habit.

 

[simba20]

I just added on and the new payment is separate from the original. I now pay on the 15th for one and the 1st ( starts in July) for the other. As usual the monthly dues both will be deducted on the 1st. Since it is a different contract I do not think they can be joined together.

Thanks. The price per point incentive for SSR is soooo tempting (and I like SSR). But I guess I'll stick with the plan to wait until I am working to add on more points.

 

[wdwnut]

Hi: I've added on when the original purchase was still being financed. The payments were combined. I guess it is just how you set it up. It really is too painless-your points are in your account immediately.

 

[marynvince]

No need to justify. The heck with people on this board that look down on others for financing. They're just trying to make themselves feel superior to others. If financing works for you, great. Likewise, if you can pay it in full then congratulations.

doesn't make the decision a good one though. I'm glad common sense has caused you to reconsider an add-on until your financial situation is more stable. You're young and have plenty of time to add-on and increase your enjoyment of the Disney lifestyle.