The only way we'd stay on site right now would be if we could afford a Grand Villa for the cost of a nice place offsite, which ain't gonna happen.

Disney just isn't offering what we're looking for. If we actually get around to doing an "all Disney" vacation, we'd probably go with Wyndham's Bonnet Creek -- much prefer the layout of their units, and they've got lazy rivers, which we like, and a wide choice of pools, ditto.
We've always been able to find a 2 BR Timeshare when we go for a little more than half what it would cost to get one Value room -- and of course we'd need two Value rooms anyhow! Plus we hate hotel rooms, so never even considered them. Trading through our system a DVC 2 BR is less than the Value room, however most other Orlando resorts cost the same. Working that concept through is when I finally realized that, for the same price, I think I'd rather have Bonnet Creek.

(Haven't stayed at either, mind you.)
If it were just hubby and I, we'd go onsite for the same price (still DVC and at least a 1 BR, though). Wouldn't feel so crowded in the unit and hubby doesn't care as much about lazy rivers as the kids do. Storm-Along Bay excited hubby way more than it did the kids.
Some of us do love the theming at the WDW resorts, but only for about the length of a visit. After an hour or so, the excitement wears off or the disadvantages out weigh the advantages, I suppose. If you had more control over where your room was at WDW I think I'd be more excited about on-site. "Requests usually honored" only works for me if we're talking a view I particularly want but the possibility of a view that is only okay; when it can mean a view I really want or a view I'd really hate, that doesn't excite me much.
It's my suspicion that a lot of the really rabid onsiters don't care about the view; for me, that's a deal breaker. If I'm vacation, I want to be somewhere relatively quiet, looking at something pretty, while zoning out.

But I'm good with a quiet lake; someone else might want, not merely a pretty view, but a Disney view, and thus have a higher tolerance for some of the views that make me shudder (because "it's still Disney!"). It's all about what makes
you feel like you're on vacation, I think.
