Extra 5% off @ Target Every Day!

[JB2K]

I'm surprised it wasn't mentioned on this board, yet.

For those who use their Target credit/debit cards, you will get an additional 5% off your merchandise -- all the time -- every day.

And now, the budget angle -- since applying for a new credit card is something a lot of us don't like to endorse, there's nothing wrong with Target's debit card -- it links directly to your checking account and offers all the same benefits with NO FEES.

Details, here (and in your Sunday paper's ad).

 

[momto2inKC]

There was a thread a few months back about the check card. I have it and am very happy to save 5%. It may not seem like much, but it does add up!

 

[Arkansan]

For those that don't carry a balance, the checker at my Target told me that you can charge the purchase on your card to get 5% off, then head right over to Customer Service and pay the bill. I haven't tried this yet, but just put my (never used) Target card in my wallet yesterday after I read their Sunday ad that announced the 5% savings. I plan to do just as she suggested, though, because I don't want to overspend.

 

[andrews_dad]

I signed up for the card yesterday. Saved $6.50 on the first purchase. I usually use Discover everywhere for cash back and never carry balance, but this is better for one of my favorite shopping places. I also use the pharmacy so I'll get an additional 5% coupon to stack once in a while.

 

[LaDonna]

I saw this too in the ad SUnday. I noticed it said though you cannot get the %5 off on online orders with the Debit card. So now I'm trying to decide if I want to do the debit or credit. I don't buy much online at Target but I do have something I need to order that is only available online. I really really liked the idea of a debit, which I wondered how they do that, I always thought you had to do that thru your bank? But if I'm able to pay my charge card right their at Target that is something to think about too.....

 

[JB2K]

I really really liked the idea of a debit, which I wondered how they do that, I always thought you had to do that thru your bank?

I've had mine (debit card) for a couple of years.

Basically, every time you conduct a transaction at any Target register, it performs an ACH debit to your bank account for the amount rung-up.

Normally, the ACH debit hits your bank within 24-48 hours.