I'm pretty new to ebay and purchased a die cast coke truck from someone in Hong Kong a month ago using regular shipping. We have not received it and every time I email the guy he says it takes longer (I assumed it would). Now he says to wait a bit longer but it is my fault because I didn't purchase the insurance. I thought insurance was to cover damages?? Is it my fault - I would love to sell a bunch of stuff and never ship it and say it is the customers fault. What can I do now - or am I just stuck?