I don't think you mentioned St. Thomas.
But this would be my choice to do your own thing with two little ones. We got off the ship when we were ready, with a few waters, gatorades and beach towels, we hopped in a cab and went to Magens Bay. It is beautiful, very calm water, there is a snack bar with pretty good food too. We made arrangements for our cab to come back to pick us up at an assigned time, I think it was 2pm and then he gave us a quick tour of the island before dropping us back at the ship.
I would absolutely do this again, exactly the same way. They had floats and chairs for rent too. This was my family's favorite day, not rushed, just us relaxing.
My husband was floating on the calm water with my son thinking life doesn't get any better than this when he heard those fateful words "Sir, can I get you anything from the bar?" He looked up to see a lovely young woman in a bikini holding a tray, I think he had a tear in his eye when he order his beer, from sheer happiness.
PS. We had brought some $2 bills for tipping when he gave her one, she just went nuts, she thought it was great and was going to frame it or something. Needless to say we didn't have to look hard for her the rest of the day.
Great memories
