DW cancelled our trip! (update pg. 6, we're going!)

DisDon

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Apr 27, 2005
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367
I am really struggling with this. We have been planning our 1st WDW trip for the 1st week of this coming December. I have been researching like crazy, keeping the costs to a bare minimum. DW works for JetBlue, reservations, so we can fly from SLC to Orlando free. I had never really seen a WDW as a possibility for us before that, but now the airfare is no longer the big issue. DW and I already did a scouting trip, flew down there for an overnighter (long flight for an overnighter!).

We already exchanged our timeshare week for a week at the FABULOUS :rolleyes: Liki Tiki Village, so at this point if we cancel, we lose our $129 exchange fee, and would have to pay another one to use it within the next year or we lose it, plus if we don't use it by Jan 19 2006 we have to pay for another year of Interval International membership. I booked us a Premium car instead of a minivan which saved us $100, for $148.99 + tax and fees = $193.52 for a week. The way I see it we spend almost that much on gas for my weekly commute of 85 miles a day, plus her driving the suburban around for a week. We're not a fancy eating bunch, and since we're there in december (short park hours) I'm planning all breakfasts and most dinners at the condo. One counter service a day more or less is not outside our normal food budget, which we would be eating anyway. We're not big souvenier people, pretty much just the pictures we take ourselves.

So the only big ugly cost I see is the actual WDW tickets. 2 adults, 1 12 yr old, and 3 under 10 for 3 days thru ticketmania is $975. 7 days is only $1083, a difference of $108, which is $4.50 a day per person (heck, 10 days is only $1140, a difference of $57, which is $3.16 a day per person different that 7 days, and $3.93 a day per person difference from the 3 day). So, basically, more or less $1000-$1100 for our tickets. That does NOT include MVMCP, since i am trying to do this cheap (2 frustrations for wdw tickets, 1st, that the 1st 3 days are so expensive, and 2, that MVMCP can't be included in that).

In our original discussions, and with the kids, we had planned to ask Santa for WDW tickets and nothing else, and the kids were fine with that. We're always just scraping by, have quite a bit of credit card debt and student loans that we're maintaining. It certainly doesn't ever look like we have an extra $1000 laying around for a trip like this, but we've never cancelled christmas before, and I don't see us doing it this year either.

So, anyhow, this last week she basically said she doesn't feel good about it, thinks that "extravagant" trips like this are just one more reason she has to work at all, instead of being a full time mom. I would really like her to not have to work too, but I just don't see the big deal. I've basically resigned myself to just maintaining our debt for now, while our kids are small, rather than working every moment to try and pay it off. I was working 2 jobs before, didn't see the kids much at all during the week, but i quit my second when she got the jetblue job. She works from home, in the basement, 24 hours a week, plus extra shifts she picks up. Its tough right now because we have a 10 month old and a pre-schooler, so she can't really work when the other kids are in school. Daycare doesn't make sense, she doesn't make that much money, and she can't be disturbed while she's working, so the older kids or I have to be there.

WDW is MY big dream, I've been able to get the kids excited about it, but she's just never really warmed up to it. She is very oriented to her family (middle child of 7, all pretty close with mostly young families). Her closest friend is her older sister that lives in Denver. We even planned to do this trip together with them, getting them an adjoining room at LikiTiki for about $300 for the week. The sister was excited, but also struggling with her husband getting the time off. He's on a new job, no paid time off available until next april, but working many extra hours on salary but so far unwilling to make waves by asking for comp time for the trip. DW saw this as another reason we should cancel, but the sister wants to go. She's even sending us $300 to pay our II membership and exchange fee so that she could use the condo instead. We even sat the kids down Sunday night and told them we are cancelling it. Kids are aware of our ongoing money troubles, so they all acted fine with cancelling. So its back to just my dream really. :confused:

I don't know what to do at this point, other than conspire with her sister behind her back ;) . Its just a tough time in our lives, the money stress, and we're both quite Pooh sized :rolleyes1 , not happy about that, great kids but they stress us out too, fighting all the time. If anyone has read all this I'll be amazed, would appreciate any comments. I'm trying really hard not to turn this into a big fight with her, what good would that do?
 
Welcome to the DIS!

We're somewhat in the same boat, credit card and student loan debt, and I work PT... but we make our vacations (especially at WDW!) a priority. We budget for them VERY carefully. If you've got kids, no doubt you've got toys, clothes, etc that they don't use anymore. Sell them on eBay! You wouldn't believe the money we've made selling useless stuff on eBay. Sign up for MyPoints.com~you get 5 points for each site you click on through their emails, plus more for taking advantage of certain offers and buying things online, and then you can redeem your points for things like Visa giftcards~redeemable at WDW! Ask relatives for $$ for birthdays, Christmas, etc. Not in a rude way, just explain that you're trying to work your way to WDW, and do you REALLY need more STUFF, anyway?? (We ask ourselves, before we buy or ask for anything~how soon will we sell this on eBay?) If you're only talking about having to pay out $1100, you've got over 5 months to save. If you have the will, there IS a way. Talk to her sister, and have her sister talk to her. Good luck!!
 
:grouphug:

I don't have any advice or anything like that. Just thought you needed a hug!

Keep your spirits up and keep the lines of communication open w/ your DW. Don't give up the magic just yet!!!

Sara
 
Oh, do I understand! Our last trip was one we never should have taken, as far as finances go. We scrimped and scraped and just barely managed it and had a great time. We made memories that will last forever. The only difference - and this is a biggie - is that DH agreed that we should go!

Maybe DW would agree to going if you cut the tickets down to 4-5 days? I'm sure the fabulous Liki Tiki Village :teeth: has a pool. Have a couple relaxing days at the pool instead of the parks. The break will do you good, especially with little ones. There's also Downtown Disney and lots of other free things to do around Disney. (I think mousesavers.com has a page about it) I'm sure there are lots of other things around Orlando.

Free flights, cheap hotel, and Santa bringing the tickets! That's about as cheap as you're ever going to be able to do Disney. I think you should ask DW if there's any way she can justify the trip.

You will probably get a lot of people telling you to worry about your debt first, but sometimes you have to have some fun. Our family's best times have been at Disney. Children are young for such a short time. Enjoy them while you can!
 

The cancellation seems like a symptom of bigger problems, not the actual problem. You both should sit down and come to agreements about finances, priorities, and expectations of both parents working (or not). Personally, I agree with DW in that now is not the time to spend money that could be better used in paying off credit card debt (are you forgetting the interest...yikes.... :sad2: ).
Maybe the time is right to go to a financial planner to see that you get on a solid plan to dig out of debt in the right way. You can still have wonderful mini-vacations and enjoy each other as a family. You don't have to go to WDW for that. Take care of yourselves. WDW will always be there for you. If your kids can accept this, you need to too. :earsgirl: :earsboy: :earsboy: :earsgirl:
 
It is expensive but,....the family memories are worth it to me. Kids are little for such a short time. It sounds like you are doing the trip very cost effectively. Maybe she will warm back up to the idea. Plus you may not have the free airfare option again. Good luck. We went last summer with DS (6) and DD (2). I decided during that trip that we would go again while the magic is so incredible. We are going Dec 4-11th. I took money out of my retirement which my husband wasn't wild about, I consider it money well spent. Good luck. Tricia Be aware though that the trip will cost more than you think. At least mine always do!
 
Your kids are only going to be young once. It sounds like you all need a break to make a great family memory. Your one time trip is not going to mean the difference between your wife working or being a stay at home mom. There are lots of ways to save money between now and Christmas time. Like the other poster said, ask people for money for gifts. If your kids are really excited about going, when they ask for something remind them that you are going to DW and need money for there and they will probably opt to not get the thing. Ebay or even a yard sale is a great way to get rid of old things. Kids things in particular sell really well. Don't forget that kids under 3 (or 3 and under I'm not sure) get in free and I think they eat free at a lot of places. If your condo has a kitchen, you would just be doing regular grocery shopping for breakfast and dinner foods. I don't know how the whole thing works around the holidays but if MVMCP is optional, that is not something that you really need to do. There is more than enough to see on your first trip to WDW to keep you busy, especially for only 3 days.
 
$$ may be an issue--but you can always cut the amount of days you are in Disney down--and take the kids to the beach or something. Im the saver and dh is the spender in our family--but I see the need for family vacations. Its a great bonding time w/ your family. I grew up in a family w/ no extra $$--but my mom managed to save $$ to go somewhere w/ us. (usually camping or something) You may never have the chance to go to Disney if you dont just do it. You have your flights free--pretty much your condo next to nothing--just spend a bit less on tickets by not going for so long to Disney--try 4 day passes they will cost less ( i know the amt per day is higher--but the goal here is how cheap to go to Disney) Go to the beach--go to Downtown Disney and take a family night at the condo to just enjoy each other--play games, talk, swim. You can do it for pretty cheap and if evers the time--its now!!! I hope you guys can pull it together--a trip to Disney will bring more memories than opening some christmas presents that will be forgotten about w/in the year.
 
Oh I'm sorry! I'm all for paying off debt but it sounds like you really need (and deserve) a vacation too! I hope you and your dw can reach an agreement that will make you both happy!
 
One more thing--yes its important to pay the debt--but that debt isnt what is going to keep your family together or make it stronger. Bonding does. You may never get a chance w/ free airline tickets again--so I would grab it and go while you could.

When I first started planning this trip I told dh we could go for under $1500--spending $$ and all. :rotfl: He agreed--well--lets just say my budget has tripled that amount. And he isnt upset as he knows how important this vacation is to us. And he loves seeing me plan this and talk about it. The planning has already made some nice and funny memories for us.

I want your family to have a fun vacation. You guys need it and deserve it!!!So we all will be sending you Pixie Dust into talking your wife into it!! :wizard:

BTW--I heard that a family vacation a year greatly decreases (im thinking by half but not sure) your chance of a heart attack--so yet another good reason to go!!! :banana:
 
Ok, the one big expense is the tickets.

So don't get tickets!

Crazy?

Not at all. Here's my theory, and one we've actually done in the past:

There are now a ton of things to do around Disney that don't charge you to get in, like Downtown Disney. Park at Downtown Disney and you can take a bus to the transportation and ticketing center, then take the monorail and do a tour of all the really cool hotels. Don't go pool hopping, that's not cool, but look around and enjoy the atmosphere. It's a blast!

Go over to Fort Wilderness, have brunch at the Trail's end and spend time goofing off over on the beach-we love doing that!

I know other people on here have other great ideas for Disney that don't involve going into the parks...

Pick one 'special' day to go into one park, and buy a one day-one park ticket for each person. What are they now, 60/each? Get there when it opens, have a good plan, and go all out until the doors close.

Skip the after hours christmas party. Or, conversely, ONLY do the party, that'll get you into MK for only 36/ person! When people ask, reply knowingly with one eyebrow raised "oh, we flew in for Mickey's Christmas Party!" :rotfl:

You don't have to vacation like everyone else does, and it'll be great incentive for you to cut the spending so you can get back there and go to EPCOT next time, etc.

It was a HUGE carrot for us. Even today I look at shoes or Target junk and go, huh, I think I'd rather save it for Disney. Get your wife down there, she'll be bitten by the disney bug-my husband was, to the complete and utter amazement of his very sophisticated lawyerly New York city folk family.

It can happen!
 
disneyrsh--that is our back up plan for our trip in Feb and I think it is a great one. Especially with the OP planning a trip for Dec and the Christmas party avail. I would def go to the party as the MK day. You can get in at like f4:00 and it goes until midnight so if you can keep the kids up, you have 8 hours in the parks for way less than day time entry which is limited hours at that time of year anyway.

I gotta say, yeah, paying off debt is a good thing to do, but honestly if you can do this trip for the budget you are talking about, which i firmly believe you can, I would go now. The enjoyment, family time and memories you are going to make is worth far more than sending the payment to the credit card. Keep up with them and work toward paying them down, but go now while you can do this so reasonably.

DH wanted to take a trip to Chicago this summer. I ran the numbers and figured out we would spend at least $800. Even little trips add up quick.

Have your DW read this thread.
 
Appreciate the kind words, good advice. The debt has been a constant companion in our marriage, tough stuff. We've refi'd, balance transfered, etc. till we're blue in the face. Good thing now is that all the cc debt is on fixed low interest rates, so we're trying really hard not to borrow more, would be at high rates.
The idea of MVMCP, and maybe 1 more single day kind of makes sense, that would be about half the cost of a 3+ day ticket. I think for us EPCOT is probably the least enticing, would have to make the kids pick between AK and MGM. Kids would probably prefer AK, I want MGM! :teeth:
The whole thing is probably more of a general ******* in our marriage, I've always been the escapist, she's the big worrier. She worries until I do, then she feels better. :love2: We both are really sick of being overweight, its really been getting to us lately. We just really need to buckle down, get to work on it, start seeing some progress. I actually see a little hope financially from the child tax credit (5 kids!) and my work IRA is doing well with the company match. Many would say leave it alone, but I see it as better to pay the penalty and pay off debt that's at a higher interest rate.
 
Hi DisDon

I think that the Disney magic is just what you and your family needs. I have a few suggestions that I have tried and believe me, once you get them under your belt, it inspires you to do more and see how far you can go. First I would say make Disney your ultimate goal in 5 months time:

Lose Weight- Call it "Getting your Disney Legs" (you will need them) :rotfl: You and your family walk every evening, you are spending time with the kids, everyone is blowing off steam and energy and you and your wife are losing weight at the same time.

Cut back each week, bi-weekly or however on groceries. If you spend $200 a week cut it down first by $25, coupon shop and comparision shop. Cut back on your trips you make and conserve your gas try and save $25 there if possible, I know with a big SUV it's difficult.

Cut your monthly expenses, reduce your luxuries such as cable (I cut mine back to basic saved $30/month). Cut your phone bill ( I removed all the extras and purchased calling cards for long distance minutes saved $20) Turn off cell phones or just have either cell or land line. Start change jars and get the kids involved with this and cash them in at the bank.

Start a vacation account at the bank and when your kids get birthday money it goes right into that account.

Change the thermostat in your house, turn up the temp in the summer and down in the winter. BBQ or grill when possible so you do not have to turn the stove on. Saves money there. If you could hang laundry out to dry on a clothes line instead of turning on the dryer again you save money.

I think that these and others are ways to start to disclipine yourselves that help with Disney but ultimately they help to improve your lives across the board.

Also I think that if you just give DW solutions that will impact your lives in a positive way period, she will see it as more than just spending money. I hope some of this helps. I'm cheering you on :cheer2: :cheer2: :cheer2:
 
:grouphug: I'm so sorry.. sounds like you really need a vacation.

I agree with the others.. you can try to think of creative, outside the box ways to save money that will not take away from what you're using to pay down your debt. We decided to enter debt management to get our debt under control and it was a great thing for us... saving for a vacations was a challenge but we did it a little at a time and managed. You just have to convince DW!

I know what it's like to want that first trip so much it hurts... that's how I felt when planning our first trip. It took me weeks to get up the nerve to try to convince my husband, I was so glad he said yes instead of asking if I'd gone mental.
 
I agree with all who say go, go go! :goodvibes Speaking as a mom of a 19 and 15 year old I can tell you first hand-- kids grow up too fast. It really sounds like you need a family vacation. You need that Disney magic! Use all the strategies listed above to save. We leave in 2 weeks for the WL. We have two woods view rooms booked at the AP rate. They are paid for and I have a $400 credit towards food, etc. I can honestly say that at least half of our resort cost has been paid with Ebay sales (just junk I didn't need anymore) and saving change. It really adds up! :goodvibes You have a good plan. :cool1: Hope you and DW can work it out--I believe that you will. :flower:
 
Can you get on a debt plan and still save a bit for a vacation. I know this is counterproductive, but good mental health is also important as a healthy budget/wallet. ;)
 
I've sold so much of the stuff in my house on ebay that the only thing left is the shutters on the outside of the house :))

The kids see me heading towards their playroom and they're like, don't touch the polly pockets!!!!

It's a sickness, I tell ya!

Keep us posted on what your wife says...
 
I know my advice won't make a lot of sense to those who have always done things the right way. We had debt too. We will probably always have some form of debt. I am a big believer in "Just Do IT". It wasn't until after my father died at a very young age did I feel this way.(they saved all of their lives for retirement-now my mom does everything with us). You get free airfare -what a savings!!!! Cut down some of your days and hang at the pool. Just think of the memories your children will have. I agree with some of the other posts sit down and talk to your wife. Order the video from Disney and let her see the magic. Tell her to read the boards. Let her see the magic!! My kids will send your wife letters telling their most magical times. Don't give up hope. It's always nice to have hopes.
As far as the losing weight try and go for walks together and agree to diet and get in shape for all that walking you can do at Disney!!!!!
 
Good luck with your trip planning. I just wanted to add that I think the idea of using the christmas party as your magic kingdom day is a wonderful budget saver. We did this last fall with the MNSSHP. We had park hoppers, but just bought the MNSSHP tickets as our magic kingdom day. There is really enough in Orlando to keep your family busy without spending much money. Go to Downtown Disney for a day (free), ride the monerail around the grounds (free), maybe do a character breakfast at one of the hotels (not free, but cheaper than a park), spend a pool day, drive over to cocoa beach for a day, take a picnic and let the kids swim and hunt shells, you can walk around Kennedy Space Center for free without buying the package. Good luck.....
 












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