DVC T &C Personal Use - Only Thread to Discuss!

[davidhr]

Haven’t read all the details yet, but had a quick look and I’m all in for this change.

 

[xdan0920]

I’m curious to see how this effects “experienced renters” with hundreds if not thousands of points regularly available.

 

[VGCgroupie]

I’m curious to see how this effects “experienced renters” with hundreds if not thousands of points regularly available.

I dont see how this could be good for them.

 

[ckb_nc]

I rented out in 2024 more than ever - kids are out of the house, and Mrs and I are exploring non Disney places. We considered selling, but we have really have enjoyed DVC, with the first grandkid due in August.

I think I rented out 4 times in 2024? It was literally a "use or lose it" for me. I wonder what the threshold is? Surely all of a sudden me having all these new names from all over the US would be easy to detect. Having said that, this is a really slipper slope. I just banked a bunch of my Dec 2024 points to next year and could well be in the rental market next year.

Is there really a market for commercial rentals where you buy DVC points solely to rent them out? Seems like a hard market to predict.

Background: my parents own a beach front condo in North Myrtle Beach , SC that I manage. We have a 3rd party rental company that manages the rentals; we are seeing a reduced market in 2025, and the rental income is lower. The rental company is discounting rates - this week is a full 35% less than the same week in 2024. We own it outright but have some hefty dues to cover. There is an anti-renter bias among some of the owners, but we have managed to argue that not being able to rent at all reduces the property's marketability. If we could not rent it, we would sell it. My Dad will not float the rough 17K a year we need to break even.

 

[xdan0920]

I dont see how this could be good for them.

I agree.

 

[VGCgroupie]

I rented out in 2024 more than ever - kids are out of the house, and Mrs and I are exploring non Disney places. We considered selling, but we have really have enjoyed DVC, with the first grandkid due in August.

I think I rented out 4 times in 2024? It was literally a "use or lose it" for me. I wonder what the threshold is? Surely all of a sudden me having all these new names from all over the US would be easy to detect. Having said that, this is a really slipper slope. I just banked a bunch of my Dec 2024 points to next year and could well be in the rental market next year.

Is there really a market for commercial rentals where you buy DVC points solely to rent them out? Seems like a hard market to predict.

Background: my parents own a beach front condo in North Myrtle Beach , SC that I manage. We have a 3rd party rental company that manages the rentals; we are seeing a reduced market in 2025, and the rental income is lower. The rental company is discounting rates - this week is a full 35% less than the same week in 2024. We own it outright but have some hefty dues to cover. There is an anti-renter bias among some of the owners, but we have managed to argue that not being able to rent at all reduces the property's marketability. If we could not rent it, we would sell it. My Dad will not float the rough 17K a year we need to break even.

Yes there is a lot of people who buy just to rent or rent every year 75% of all reservations made across their many points.

If you rented just in 2024 I think you are fine, if you think you will rent for many many years to come and not use Disneys official way of trading in for other places to stay then maybe consider selling, but I wouldn't do it right away until you know for sure how you will or will not visit Disney in the future.

 

[DonMacGregor]

I can't say that I agree that we will see a change in availability for owners, especially for the hard to get rooms, but we shall wait and see.....the big test will come when we start seeing the fall bookings begin!

I'm not sure the flood gates will open and we'll see rooms available weeks out across every resort. The points are still out there, and still owned by someone.

What I suspect MIGHT happen is, instead of one member owning, say, 10 contracts all for commercial use, targeting the same lucrative room types (studios) during high demand weeks, and making multiple reservations, you'll see a more natural distribution as now 10 discrete owners, with their own travel plans, preferred or needed room types, and calendars, will be using those points in a more organic fashion and not necessarily targeting peak travel periods.

For me, if I owned a ton of points for purposes of commercial renting, I'd be snagging as many rooms between Christmas and New Years, on marathon weekends, etc. as possible (walking, using bots, whatever). As a person using my points for personal use, I'm using absolutely none of them at those times, and we prefer 2BR's, which aren't the most lucrative rooms if you're commercially renting.

Sure some folks will still obviously use their points during peak periods, and why shouldn't they, but the points are at least potentially owned by members who won't all want to go on vacation all during the same travel periods.

 

[VGCgroupie]

I'm not sure the flood gates will open and we'll see rooms available weeks out across every resort. The points are still out there, and still owned by someone.

What I suspect MIGHT happen is, instead of one member owning, say, 10 contracts all for commercial use, targeting the same lucrative room types (studios) during high demand weeks, and making multiple reservations, you'll see a more natural distribution as now 10 discrete owners, with their own travel plans, preferred or needed room types, and calendars, will be using those points in a more organic fashion and not necessarily targeting peak travel periods.

For me, if I owned a ton of points for purposes of commercial renting, I'd be snagging as many rooms between Christmas and New Years, on marathon weekends, etc. as possible (walking, using bots, whatever). As a person using my points for personal use, I'm using absolutely none of them at those times, and we prefer 2BR's, which are the most lucrative rooms if you're commercially renting.

Sure some folks will still obviously use their points during peak periods, and why shouldn't they, but the points are at least potentially owned by members who won't all want to go on vacation all during the same travel periods.

2 beds are the most lucrative for owners to book for themselves, but not for commercial renters. Commercial renters are primarily renting studios, very rare to see them renting anything larger. The cheaper the points on the room the better for commercial renting.

 

[eticketplease]

I would suspect that there would be a moratorium on any reservations made before 6/1. If that aspirational family trip is on a reservation made after 6/1, where the member had to click on that check box, then the disappointment sits squarely on the member.

I disagree. The disappointment is in my eyes is of the unsuspecting family that didn't know a box to check existed and thought they could finally afford a family trip to Disney by renting points from a member.
Now Disney has cancelled their room because it was made by someone that rents commercially and they have nowhere to stay.

 

[Sandisw]

I rented out in 2024 more than ever - kids are out of the house, and Mrs and I are exploring non Disney places. We considered selling, but we have really have enjoyed DVC, with the first grandkid due in August.

I think I rented out 4 times in 2024? It was literally a "use or lose it" for me. I wonder what the threshold is? Surely all of a sudden me having all these new names from all over the US would be easy to detect. Having said that, this is a really slipper slope. I just banked a bunch of my Dec 2024 points to next year and could well be in the rental market next year.

Is there really a market for commercial rentals where you buy DVC points solely to rent them out? Seems like a hard market to predict.

Background: my parents own a beach front condo in North Myrtle Beach , SC that I manage. We have a 3rd party rental company that manages the rentals; we are seeing a reduced market in 2025, and the rental income is lower. The rental company is discounting rates - this week is a full 35% less than the same week in 2024. We own it outright but have some hefty dues to cover. There is an anti-renter bias among some of the owners, but we have managed to argue that not being able to rent at all reduces the property's marketability. If we could not rent it, we would sell it. My Dad will not float the rough 17K a year we need to break even.

IMO, this is why DVC used the language that they did and didn’t go to language that they had years ago with a set number.

Now, they can view indivual accounts and decide if the patterns would be seen as what is regular and frequent.

I don’t see DVC looking at one year in isolation and canceling based on that. But, what this does give them is something that owners are agreeing to every time they make a reservation.

I think these are common sense rules that put renting where it belongs….not a business and that what is reaonsable.

 

[VGCgroupie]

IMO, this is why DVC used the language that they did and didn’t go to language that they had years ago with a set number.

Now, they can view indivual accounts and decide if the patterns would be seen as what is regular and frequent.

I don’t see DVC looking at one year in isolation and canceling based on that. But, what this does give them is something that owners are agreeing to every time they make a reservation.

I think these are common sense rules that put renting where it belongs….not a business and that what is reaonsable.

 

[Sandisw]

I disagree. The disappointment is in my eyes is of the unsuspecting family that didn't know a box to check existed and thought they could finally afford a family trip to Disney by renting points from a member.
Now Disney has cancelled their room because it was made by someone that rents commercially and they have nowhere to stay.

Those who get in to renting should understand that risk, because it has always been there.

That is why I think it might be harder for owners to rent privately vs a broker who has the ability to give better guarantees or protections to the renters.

There is a reason that renting is cheaper than cash bookings. I can’t have a ton of sympathy for those who don’t understand the difference.

 

[Brian Noble]

Im sure there is a disclaimer in the terms that says DVC isnt responsible for anything a guide told you.

I'd have to go back and dig through the contract, but I'm certain that there is a "no verbal representations" clause.

 

[VGCgroupie]

I disagree. The disappointment is in my eyes is of the unsuspecting family that didn't know a box to check existed and thought they could finally afford a family trip to Disney by renting points from a member.
Now Disney has cancelled their room because it was made by someone that rents commercially and they have nowhere to stay.

Those who get in to renting should understand that risk, because it has always been there.

That is why I think it might be harder for owners to rent privately vs a broker who has the ability to give better guarantees or protections to the renters.

There is a reason that renting is cheaper than cash bookings. I can’t have a ton of sympathy for those who don’t understand the difference.

This is the tough one. Most renters I dont think are aware of this. I am going to give Disney the benefit of the doubt and say that they will notify someone before/when a reservation gets cancelled as opposed to just allowing someone to show up to a cancelled room. Then the responsibility does lie with the owner to pass that along to renter and refund them.

 

[ckb_nc]

Curious to what happens to rental companies - it is a market making space and, if the supply gets harder to fulfill the needs? On the counter, how many folks went from renting DVC points (usually more knowledgeable Disney people IMO) to buying? We sure did.

 

[disneylandtour]

I’m curious to see how this effects “experienced renters” with hundreds if not thousands of points regularly available.

I believe this is the exact group DVD is looking for.

 

[MagicDVC]

I believe this is the exact group DVD is looking for.

This is who they are targeting. Not the occasional renters that may have excess points. Glad they are using common sense verbiage and not some arbitrary number of points rented or number of rentals.

 

[eticketplease]

This is the tough one. Most renters I dont think are aware of this. I am going to give Disney the benefit of the doubt and say that they will notify someone before/when a reservation gets cancelled as opposed to just allowing someone to show up to a cancelled room. Then the responsibility does lie with the owner to pass that along to renter and refund them.

Well this actually did happen to friends of ours with a room being rented and then cancelled. They were never given the full story of what happened ie Disney cancelled, Owner cancelled, contract sold, dues weren't paid etc. Luckily DVC Rental Store did make it right for them.

 

[Mouseforward]

Again as a software person, they know exactly who is commercially renting 1000 points a year and changing the name on every contract. You wouldn’t even need to use sophisticated AI. If you did however, want to use AI, they could literally match Facebook ads for confirm reservations to narrow down to specific accounts in cases where the renter is listing seven or eight listings.

When I see this I will know they’re serious

 

[DonMacGregor]

If word gets out that DVC has canceled reservations, it could make the renters out there more cautious to go with a private individual over a broker who offers some level of protection?

Let's be honest though, "some level of protection" is limited to whatever representation a broker includes in the rental agreement they have the renter sign. I mean, we're not talking "FDIC Insured" here. Ultimately, as we all know, control of the reservation still falls on the member, and if I'm not mistaken, those rental agreements typically cap the compensation for a non-existent reservation at the amount of the deposit (I assume the broker cancels the balance of the rental fee, which is usually paid on or the day after the check-in date). They don't even actively seek out alternate accommodations but try to get the member to do it. Failing that, the renter gets their deposit back. That's it.

Showing up in Orlando with the wife and 3 kids, only to find you have no room and are getting all of $300-$400 back for your trouble doesn't exactly put the broker head and shoulders above renting directly from a member.