I must be doing something wrong in figuring out this year as opposed to 2011 points for my trips. I've been reading this board and alot of it talks about how more points are needed for the same trip next year.
So...I just went over each trip I took/have scheduled for 2010, and looked at how many points for the same trips next year. I.E. January 11th, 2010 (monday) to January 15th, 2010 (saturday), split between AKV, (first two nights in 2 bdrm SV), and BWV (last three nights in 2bdrm Standard View), and compared that to the same week, same accommodations for 2011 and it cost 191 points this year, but is only 169 for 2011!!

Then I looked at this November's trip for the same time around Veteran's Weekend and in 2010 it would be 129 and 2011 will be 128 points.
Then, this coming June's trip is 118 points, and for the same weekend in 2011 it's only 100 points.
BWV and AKV are our home resorts, and these dates are a mix of weekdays and weekends, but I looked at "point costs" for the same days for each vacation in both 2010 and 2011 to make sure it was the same exact time. So, so far I'm really happy!
But then I looked at my Hilton Head trip for this coming Spring break, 2 bdrm, same exact time frame, which is the first Sunday of our Spring break to that Thursday, 4 nights. This year it costs 96 but next year it'll cost 132!!
So I see how the adjustment is very much affecting the Sun-Thurs during highest season of Easter week, but again, I'm happy, so far it's looking like the times I travel will be less points


as we only go to HH during Easter break rarely (this is only the 2nd time in 10 years!)
We are ALWAYS borrowing anyway, since day one, and the very first
DVC vacation. Our rationale is that we'll be into our 80's when our contracts expire, so we may as well borrow ahead to get the trips we want while we're young and healthly enough to do these multiple trips a year.
All in all, we're ok with the points changes and we, thankfully, continue to enjoy each and every trip!