We have been members since 1994, our home is OKW, and we added on in 1998 at BW. We go to WDW every year, and buying DVC made financial sense (we also received the free park passes until 1999). Last year we went on the 4-day Disney Magic Cruise and then OKW after the cruise. The cruise was great, we would definitely do it again. We have plans this year to take assorted family members to WDW in October, staying in a 3-bedroom GV for a week. We would never have been able to do this without DVC membership - the US$ exchange rate is worse every year. Now we only have to pay for airline tickets, park tickets, car rental, and spending money!
Rosebud