DVC: Is it worth it??

[chalee94]

If we took a 6 night trip every 2 years we'd need appx. 75 points for a studio (bank every other year). 6 nights at POFQ (with AAA discount) this year during August would have cost us $780. To buy 75 points resale at BWV at $85 point would run $6375. Maintenance on those 75 points would be appx. $335 a year.

So all those #s add up to this... Every 2 years I'd be able to stay in a BWV studio for about $670 (Maintenance not including my purchase price). It'd cost me $780 at POFQ. A savings of $110.

based on the numbers, i'm looking at - BWV weeknights=14 and weekends=32 - you'd really only need 60 points with a bank-every-other-year plan...which equals 2-year MFs of $582 and an upfront cost of less than $6000. that still may not make enough of a difference in your case, but it's worth mentioning...

(and you're partly getting dinged by having to stay 2 weekend nights out of the 6...if you only needed one night of the six to be a weekend night, you could cut off another 10 points from the contract and save another $100ish every 2 years...but i understand that many don't have the flexibility to avoid weekends...and that high weekend point costs can be a valid reason for many to decide that DVC won't work for them.)

I am also kicking the idea around for DVC membership.
My biggest question is the maintenance fee...What was the maintenance fee back in 1993? How much per point, per year?? Just curious if there is a sort of average on an increase in fee's through the years.

Thanks Haeg!!

as i understand it, there is a ceiling of 15% increases in the MFs - not counting property taxes.

as for any other questions about MFs - robinb has already done the work for you here:

http://personalpages.tds.net/~rb/DIS/DVC/DVCDuesHistory.htm

(i'm guessing from these numbers that the average increase seems to be around 3 to 6%.)